632 Fall Creek Rd, Ridgeway, VA 24148 Property Records

Henry County property record for 632 Fall Creek Rd, Ridgeway, VA 24148

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,226 sqft · built 2004
Lot Size	1.8 acres (78,452 sqft)
Owner	2 Individual Names on Record
Last Sale	$26,500 (Jan 2005)
Tax Bill	$1,278 (2025)
Deeds & Mortgages	Dec 2017 Refinance Nov 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`160630001`

Property Details

APN / Parcel Number

Primary APN	`160630001`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Total Rooms	6 Rooms
Building Area	2,226 sqft Living Area

Exterior

Year Built	Built 2004
Lot Area	78,452 sqft (1.8 acres)

Location & Zoning

Street Address	632 FALL CREEK RD
City	RIDGEWAY
State	VA
Zip	24148-2902
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	ST RT 690 LOT B1
Legal Subdivision	JAY A MITCHELL PROP
Legal Block	1
Legal Lot Number	B1
Jurisdiction	HENRY VA
Township / Civil Division	RIDGEWAY
Census Block Group	3
Census Block	3016
Census Tract	10700

Owner

Source: Henry County records, as of October 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	632 FALL CREEK RD, RIDGEWAY, VA 24148-2902
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2017	Deed of Trust, Mortgage · Stand-Alone Refinance JPMORGAN CHASE BANK NA
Nov 30, 2023	Deed of Trust, Mortgage TRULIANT FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 11, 2005 · Amount on Record
Deed Sale	Jan 11, 2005 · Amount on Record
Deed Document Number	00L0500169
Record Updated	Jun 8, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY VA
Property Address	632 FALL CREEK RD, RIDGEWAY, VA 24148-2902
Transaction Type	Mortgage
Record Updated	Oct 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0170004345
Date	Dec 1, 2017
Instrument	170004345

Lender

Name	JPMORGAN CHASE BANK NA

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	240 Months
Due	Dec 1, 2037

Interest

Rate Type	Fixed Rate
Rate	4%

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY VA
Property Address	632 FALL CREEK RD, RIDGEWAY, VA 24148-2902
Transaction Type	Mortgage
Record Updated	Oct 9, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0230004391
Date	Nov 30, 2023
Instrument	230004391

Lender

Name	TRULIANT FEDERAL CREDIT UNION

Agreement

Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Henry County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Henry County
Unified School District	Henry County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,278.00	$230,400 (-) Land $23,000 Building $207,400
2023	$1,278.00	$230,400 Land $23,000 Building $207,400	$230,400 (-) Land $23,000 Building $207,400
2021			$230,400 Land $23,000 Building $207,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Fall Creek Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures