632 Emerald Dr, Lancaster, PA 17603 Property Records

Lancaster County property record for 632 Emerald Dr, Lancaster, PA 17603

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,120 sqft · built 1992
Lot Size	0.05 acres (2,178 sqft)
Owner	Individual Name on File
Last Sale	$224,000 (Oct 2023)
Tax Bill	$4,086 (2025)
Deeds & Mortgages	Oct 2023 Second Mortgage Oct 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`338-48531-0-0000`

Property Details

APN / Parcel Number

Primary APN	`338-48531-0-0000`
Alternative APN	`33813J16 11 21`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,120 sqft Living Area
Gross Area	1,680 sqft
1st Floor Area	560 sqft
Upper Floors Area	560 sqft
Basement Area	560 sqft
Game Room	Game Room

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Townhouse
Exterior Material	Combination
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	2,178 sqft (0.05 acres)
Garage Type	Basement
Garage Area	1 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	24 sqft
Deck Area	124 sqft
Patio Area	124 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	632 EMERALD DR
City	LANCASTER
State	PA
Zip	17603-6848
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	632 EMERALD DR
Legal Lot Number	21
Jurisdiction	LANCASTER PA
Township / Civil Division	LANCASTER
Census Block Group	2
Census Block	2028
Census Tract	1200

Owner

632 Emerald Dr is owned and occupied by an individual who bought it in October 2023.

Source: Lancaster County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	632 EMERALD DR, LANCASTER, PA 17603-6848
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNSYLVANIA HOUSING FINANCE AGENCY
Oct 23, 2023	Deed, Transfer · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC
Oct 27, 2023	Deed, Transfer · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC
Jun 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 27, 2023 · Amount on File
Deed Sale	Oct 27, 2023 · Amount on File
Prior Sale	Oct 23, 2023 · Amount on File
Deed Document Number	20236758941
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER PA
Property Address	632 EMERALD DR, LANCASTER, PA 17603-6848
Transaction Type	Mortgage
Record Updated	Nov 2, 2023
Title Company	PENN CHARTER ABSTRACT, PENN CHARTER ABSTRACT INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006758518
Date	Oct 24, 2023
Instrument	6758518

Lender

Name	PENNSYLVANIA HOUSING FINANCE AGENCY
Type	Government Agency
Address	HARRISBURG, PA 17105

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

October 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER PA
Recording Date	Oct 23, 2023
Property Address	632 EMERALD DR, LANCASTER, PA 17603-6848
Document Number	0006758092
Map Reference	MB J-172 PG 95
Instrument Date	Oct 20, 2023
Instrument	6758092
Transaction Type	Transfer
Record Updated	Apr 7, 2026
Title Company	PENN CHARTER ABSTRACT INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,240.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	632 EMERALD DR, LANCASTER, PA 17603-6848

Mortgage

Document Number	0006758093
Date	Oct 23, 2023
Instrument	6758093

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

October 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER PA
Recording Date	Oct 27, 2023
Property Address	632 EMERALD DR, LANCASTER, PA 17603-6848
Document Number	0006758941
Map Reference	MB J-172 PG 95
Instrument Date	Oct 20, 2023
Instrument	6758941
Transaction Type	Transfer
Record Updated	Nov 7, 2023
Title Company	PENN CHARTER ABSTRACT INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,240.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	632 EMERALD DR, LANCASTER, PA 17603-6848

Mortgage

Document Number	0006758942
Date	Oct 27, 2023
Instrument	6758942

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

Mortgage

Document Number	0006758943
Date	Oct 27, 2023
Instrument	6758943

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company
Address	HARRISBURG, PA 17105

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER PA
Property Address	632 EMERALD DR, LANCASTER, PA 17603-6848
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006524917
Date	Jun 2, 2020
Instrument	6524917

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company
Address	FOLSOM, CA 95630

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 632 Emerald Dr was $4,086, up 1% from the year before.

Source: Lancaster County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Lancaster County
Municipality	Lancaster City
Unified School District	Lancaster School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$102,200 Land $25,800 Building $76,400	$102,200 Land $25,800 Building $76,400
2025	$4,086.00 (+1.04%)
2024	$4,044.00 (+6.14%)	$102,200 (-) Land $25,800 Building $76,400
2023	$3,810.00 Homeowner's exemption	$102,200 Land $25,800 Building $76,400
2018			$102,200 Land $25,800 Building $76,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 632 Emerald Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 632 Emerald Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.4% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LANCASTER serves 120,000 people · EPA ID PA7360058
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	7 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2024 Haloacetic acids resolved · Oct 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,063 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Glo Fiber.

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