Pinellas County property record for 632 Edgewater Dr, Unit 331, Dunedin, FL 34698
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 1,505 sqft · built 1973 |
| Lot Size | 0.38 acres (16,557 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $260,000 (Jun 2017) |
| Tax Bill | $3,874 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Apr 2019 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | C62-000-743-2851-9 |
| Primary APN | C62-000-743-2851-9 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Units | 313 Units |
| Stories | 1 Story |
| Building Area | 1,505 sqft Living Area |
| 1st Floor Area | 1,505 sqft |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Lot Area | 16,557 sqft (0.38 acres) |
| Lot Dimensions | 149 ft deep x 54 ft wide |
| View / Lot | Corner |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Slab |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | R371947 |
|---|---|
| Street Address | 632 EDGEWATER DR, 331 |
| City | DUNEDIN |
| State | FL |
| Zip | 34698-6929 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | EDGEWATER ARMS 3RD CONDO UNIT 331 TOGETHER WITH THE USE OF CARPORT 81 |
| Legal Range | 15E |
| Legal Township | 28S |
| Legal Section | 34 |
| Legal Subdivision | EDGEWATER ARMS 3RD CONDO |
| Legal Tract | 24905 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | CLEARWATER |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 27000 |
632 Edgewater Dr, Unit 331 is owned and occupied by two individuals who bought it in June 2017.
Source: Pinellas County records, as of September 10, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 632 EDGEWATER DR, 331, DUNEDIN, FL 34698-6929 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO |
| Apr 2, 2019 | Deed of Trust, Mortgage · Conventional Mortgage THIRD FED'L S&L ASSN/CLEVELAND |
| Jun 13, 2017 | Warranty Deed, Transfer · Conventional Mortgage SUNBELT LNDG SVCS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 13, 2017 · Amount on File |
| Deed Sale | Jun 13, 2017 · Amount on File |
| Prior Sale | Jul 19, 2016 · Amount on File |
| Deed Document Number | 2017183607 |
| Deed Book / Page | 19665 / 328 |
| Transfer Doc | 0114800389 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 632 EDGEWATER DR UNIT 331, 331, DUNEDIN, FL 34698-6929 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 632 EDGEWATER DR 331, 331, DUNEDIN, FL 34698-6929 |
| Document Number | 0211772066 |
|---|---|
| Date | Sep 23, 2020 |
| Book Page | 21177/2066 |
| Instrument | 2020284037 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 632 EDGEWATER DR UNIT 331, 331, DUNEDIN, FL 34698-6929 |
| Document Number | 0205150472 |
| Instrument Date | Apr 2, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2019 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE INC |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 632 EDGEWATER DR #331 DUNEDIN FL 346986929, 331, DUNEDIN, FL 34698-6929 |
| Document Number | 0205150472 |
|---|---|
| Date | Apr 26, 2019 |
| Book Page | 020515/000472 |
| Instrument | 130983 |
| Name | THIRD FED'L S&L ASSN/CLEVELAND |
|---|---|
| Address | CLEVELAND, OH 44105 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 25, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Jun 13, 2017 |
| Property Address | 632 EDGEWATER DR UNIT 331, 331, DUNEDIN, FL 34698-6929 |
| Document Number | 0196650328 |
| Book / Page | 019665 / 000328 |
| Instrument Date | Jun 9, 2017 |
| Instrument | 183607 |
| Transaction Type | Transfer |
| Record Updated | Jul 18, 2017 |
| Title Company | PLATINUM NATIONAL TITLE LLC, PLATINUM NAT'L TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,820.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4 LANPHIERS COVE CP BRANFORD CT 064054907, BRANFORD, CT 06405-4907 |
| Document Number | 196650331 |
|---|---|
| Date | Jun 13, 2017 |
| Book Page | 019665/000331 |
| Instrument | 183608 |
| Name | SUNBELT LNDG SVCS |
|---|---|
| Address | CLEARWATER, FL 33759 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 12, 2047 |
The 2025 property tax bill for 632 Edgewater Dr, Unit 331 was $3,874 with a homeowner's exemption, up 5.9% from the year before.
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Municipality | Dunedin City |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,874.00 (+5.9%) Homeowner's exemption | $261,644 | $399,638 Building $399,638 |
| 2024 | $3,658.00 (+1.67%) | ||
| 2023 | $3,598.00 (+2.95%) Homeowner's exemption | $246,864 (+3%) | $421,231 (+12.63%) Building $421,231 |
| 2022 | $3,495.00 Homeowner's exemption | $239,674 | $373,986 Building $373,986 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 632 Edgewater Dr, Unit 331 in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 151 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 335 units insured incl. 184 condo units |
| Nearby Flood Claims | 44 (1979–2024) |
| Claims Outside the SFHA | 4 of 44 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 632 Edgewater Dr, Unit 331 is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DUNEDIN WATER SYSTEM serves 46,161 people · EPA ID FL6520486 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 32 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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