632 E Willow St, Gardner, KS 66030 Property Records

Johnson County property record for 632 E Willow St, Gardner, KS 66030

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,972 sqft · built 2004
Lot Size	0.231 acres (10,044 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,664 (2025)
Deeds & Mortgages	Dec 2008 Mortgage Jan 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`CP99680000-0123`

Property Details

APN / Parcel Number

Primary APN	`CP99680000-0123`
Alternative APNs	`0461372504413011000` `R196496`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,972 sqft Living Area
Gross Area	2,716 sqft
1st Floor Area	1,372 sqft
Basement Area	1,320 sqft
Finished Basement	600 sqft
Unfinished Basement	720 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Split Level
Exterior Material	Combination
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	10,044 sqft (0.231 acres)
View / Lot	Neighborhood / Spot
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Slab
Porch Area	24 sqft
Deck Area	Deck Area
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	R196496
Street Address	632 E WILLOW ST
City	GARDNER
State	KS
Zip	66030-8111
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	WILLOW SPRINGS IV LT 123 GAC 106B 123
Legal Subdivision	WILLOW SPRINGS IV
Legal Lot Number	123
Jurisdiction	JOHNSON KS
Township / Civil Division	GARDNER
Census Block Group	1
Census Block	1007
Census Tract	53703

Owner

Source: Johnson County records, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	KS
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2008	Deed of Trust, Mortgage COMMUNITYAMERICA CU
Jan 9, 2023	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
May 1, 2008	Deed of Trust, Mortgage · FHA Mortgage FIRST NATIONAL BANK
Jan 4, 2023	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 4, 2023
Deed Sale	Jan 4, 2023
Prior Sale	Feb 19, 2016
Deed Document Number	2023421
Deed Book / Page	202301 / 421
Prior Transfer Date	Aug 29, 2007
Prior Transfer Doc	200708/010656
Record Updated	Sep 20, 2026

December 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON KS
Property Address	632 E WILLOW ST, GARDNER, KS 66030-8111
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200812/001026
Date	Dec 4, 2008
Book Page	200812/001026

Lender

Name	COMMUNITYAMERICA CU
Type	Credit Union
Address	LENEXA, KS 66219

Agreement

Amount	Amount Recorded
Term	179 Months
Due	Nov 15, 2023

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON KS
Property Address	632 E WILLOW ST, GARDNER, KS 66030-8111
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	MCCAFFREE SHORT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202301/1345
Date	Jan 9, 2023
Book Page	202301/1345

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

May 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON KS
Property Address	632 E WILLOW ST, GARDNER, KS 66030-8111
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200805/000210
Date	May 1, 2008
Book Page	200805/000210

Lender

Name	FIRST NATIONAL BANK
Type	Bank
Address	LOVELAND, CO 80538

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2038

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSON KS
Recording Date	Jan 4, 2023
Property Address	632 E WILLOW ST, GARDNER, KS 66030-8111
Document Number	202301/421
Book / Page	202301 / 421
Instrument Date	Dec 29, 2022
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	PLATINUM TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	632 E WILLOW ST, GARDNER, KS 66030-8111

Mortgage

Document Number	2023011345
Date	Jan 4, 2023
Instrument	202301/1345

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

Source: Johnson County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Kansas
County	Johnson County
Municipality	Gardner City
Unified School District	Gardner Edgerton Unified School District 231 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,664.00 (+5.19%)	$38,387 (+5.9%) Land $7,971 Building $30,416	$333,800 (+5.9%) Land $69,310 Building $264,490
2024	$4,434.00 (-0.38%)	$36,248 (+2.54%) Land $7,971 Building $28,277	$315,200 (+2.54%) Land $69,310 Building $245,890
2023	$4,451.00 (+11.03%)	$35,351 (+12.15%) Land $7,239 Building $28,112	$307,400 (+12.15%) Land $62,950 Building $244,450
2022	$4,009.00	$31,521 Land $6,035 Building $25,486	$274,100 Land $52,480 Building $221,620

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOHNSON CO RWD 7 serves 6,457 people · EPA ID KS2009104
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GoBrolly, Mercury Fiber, Xfinity.

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