632 E Wheeler Rd, Midland, MI 48640 Property Records

Midland County property record for 632 E Wheeler Rd, Midland, MI 48640

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,079 sqft · built 1979
Lot Size10.1 acres (439,956 sqft)
OwnerIndividual Name on File
Tax Bill$2,489 (2025)
Deeds & MortgagesJan 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN040-010-200-300-00

Property Details

APN / Parcel Number

Primary APN040-010-200-300-00

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,079 sqft Living Area
1st Floor Area1,386 sqft
Basement Area1,386 sqft

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Exterior MaterialWood Siding
Lot Area439,956 sqft (10.1 acres)
Garage Area484 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address632 E WHEELER RD
CityMIDLAND
StateMI
Zip48640-8619
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSEC 10 T14N R1E COM 998 FT W OF N 1/4 COR, TH W 221 FT, S 1990.2 FT, E 221 FT, N 1990.3 FT.
Legal Range01E
Legal Township14N
Legal Section10
JurisdictionMIDLAND MI
Township / Civil DivisionHOMER
Census Block Group1
Census Block1015
Census Tract291200

Owner

Source: Midland County records · APN 040-010-200-300-00

Assessment roll updated August 4, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address632 E WHEELER RD, MIDLAND, MI 48640-8619
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record UpdatedSep 20, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIDLAND MI
Property Address632 E WHEELER RD, MIDLAND, MI 48640-8619
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address632 E WHEELER RD, MIDLAND, MI 48640-8619

Mortgage

Document Number1641/111
DateJan 04, 2021
Book Page1641/111
Lender
NameWILDFIRE CU
TypeCredit Union
AddressSAGINAW, MI 48605
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueJan 01, 2031

Tax Assessment & Valuation

Source: Midland County records · Assessment roll updated August 4, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMidland County
County SubdivisionHomer Township
Unified School DistrictMidland Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$132,300$264,600
2025$2,489.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 3, 2014 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims7 (2017–2020)
Most Recent ClaimMay 2020 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, May 2020 · 7 claims

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 50

Based on FCC filings for 7 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Wheeler Rd

Nearby Streets

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