632 E Washington St, Sandusky, OH 44870 Property Records

Erie County property record for 632 E Washington St, Sandusky, OH 44870

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,116 sqft · built 1920
Lot Size	0.072 acres (3,136 sqft)
Owner	Individual Name on Record
Last Sale	$45,000 (Apr 2017)
Tax Bill	$739 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Nov 2025 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`56-00107-000`

Property Details

APN / Parcel Number

Primary APN	`56-00107-000`
Alternative APN	`001163-2`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,116 sqft Living Area
Gross Area	2,232 sqft
1st Floor Area	744 sqft
Upper Floors Area	372 sqft
Basement Area	744 sqft
Unfinished Basement	744 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	3,136 sqft (0.072 acres)
Lot Dimensions	33 ft deep x 12 ft wide
Garage Type	Detached
Garage Area	220 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	227 sqft
Deck Area	Deck Area
Patio Area	16 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central

Location & Zoning

Account Number	001163-2
Street Address	632 E WASHINGTON ST
City	SANDUSKY
State	OH
Zip	44870-2850
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2 WASHINGTON ST W33' & S12.13 OF E PT
Legal Subdivision	WASHINGTON STREET
Jurisdiction	ERIE OH
Township / Civil Division	SANDUSKY
Census Block Group	2
Census Block	2003
Census Tract	40802

Owner

Source: Erie County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	632 E WASHINGTON ST, SANDUSKY, OH 44870-2850
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2026	Deed of Trust, Mortgage · Line of Credit CIVISTA BANK
Nov 10, 2025	Deed of Trust, Mortgage · Line of Credit CIVISTA BANK
Apr 3, 2017	Deed, Transfer · Conventional Mortgage CIVISTA BANK
Apr 5, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 5, 2017 · Amount on Record
Deed Sale	Apr 5, 2017 · Amount on Record
Prior Sale	Apr 3, 2017 · Amount on Record
Deed Document Number	20172901
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE OH
Recording Date	Aug 4, 2026
Property Address	632 E WASHINGTON ST, SANDUSKY, OH 44870-2850
Document Number	0000006486
Instrument Date	Jul 28, 2026
Instrument	20266486
Transaction Type	Mortgage
Record Updated	Aug 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	632 E WASHINGTON ST, SANDUSKY, OH 44870-2850

Mortgage

Document Number	0000006486,
Date	Aug 4, 2026
Instrument	20266486

Lender

Name	CIVISTA BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.43%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE OH
Property Address	632 E WASHINGTON ST, SANDUSKY, OH 44870-2850
Transaction Type	Mortgage
Record Updated	Mar 31, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	632 E WASHINGTON ST, SANDUSKY, OH 44870-2850

Mortgage

Document Number	0000008922
Date	Nov 10, 2025
Instrument	202508922

Lender

Name	CIVISTA BANK
Type	Bank
Address	SANDUSKY, OH 44870

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	ERIE OH
Recording Date	Apr 3, 2017
Property Address	632 E WASHINGTON ST, SANDUSKY, OH 44870-2850
Document Number	0000002857
Instrument Date	Feb 20, 2017
Instrument	201702857
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$180.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	632 E WASHINGTON ST, SANDUSKY, OH 44870-2850

Mortgage

Document Number	, 201702858
Date	Apr 3, 2017
Instrument	201702858

Lender

Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Mortgage

Document Number	0000002859
Date	Apr 3, 2017
Instrument	201702859

Lender

Name	CIVISTA BANK
Type	Bank
Address	SANDUSKY, OH 44870

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Apr 21, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ERIE OH
Recording Date	Apr 5, 2017
Property Address	632 E WASHINGTON ST, SANDUSKY, OH 44870-2850
Document Number	0000002901
Instrument Date	Feb 20, 2017
Instrument	2901
Transaction Type	Transfer
Record Updated	Jul 12, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$180.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	632 E WASHINGTON ST SANDUSKY OH 448702850, SANDUSKY, OH 44870-2850

Tax Assessment & Valuation

Source: Erie County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Erie County
Municipality	Sandusky City
Unified School District	Sandusky City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$739.00 (+4.97%)	$18,917 (-) Land $2,684 Building $16,233
2024	$704.00 (-7.49%) Homeowner's exemption	$18,917 (+23.88%) Land $2,684 Building $16,233	$54,050 (+23.88%) Land $7,670 Building $46,380
2023	$761.00 (+0.79%) Homeowner's exemption	$15,270 (+0.03%) Land $2,103 Building $13,167
2022	$755.00 Homeowner's exemption	$15,266 Land $2,103 Building $13,163
2021			$43,630 Land $6,010 Building $37,620

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANDUSKY CITY serves 25,793 people · EPA ID OH2201411
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Fiber · Cable	10,000 / 10,000
Omni Fiber Fiber	10,000 / 10,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Amplex Wireless, Watch TV.

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