632 E Tropical Trce, Jacksonville (Saint Johns), FL 32259 Property Records

St. Johns County property record for 632 E Tropical Trce, Jacksonville, FL 32259

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,362 sqft · built 2004
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$465,000 (Oct 2021)
Tax Bill	$6,616 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Apr 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`249549-0870`

Property Details

APN / Parcel Number

Primary APN	`249549-0870`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	2,362 sqft Living Area
Gross Area	3,082 sqft
1st Floor Area	1,462 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2010
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Finished/Open Porch
Porch Area	122 sqft
Patio Area	50 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	632 E TROPICAL TRCE
City	JACKSONVILLE
State	FL
Zip	32259-1933
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	47/56-63 JULINGTON CREEK PLANTATION PARCELS 63 & 65 PHASE 2 LOT 87 OR5396/1038 & 5545/765(L/E)
Legal Range	27E
Legal Township	04S
Legal Section	35
Legal Subdivision	JULINGTON CREEK PLANTATION PARCELS 63 &
Legal Phase	2
Legal Block	3
Legal Lot Number	87
Jurisdiction	ST JOHNS FL
Township / Civil Division	FRUIT COVE
Census Block Group	3
Census Block	3002
Census Tract	20801

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	632 E TROPICAL TRCE, SAINT JOHNS, FL 32259-1933
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2020	Deed of Trust, Mortgage · FHA Mortgage BANK OF ENGLAND
Apr 26, 2022	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Oct 18, 2021	Warranty Deed, Transfer ATTORNEYS TITLE SERVICES LLC
Jun 6, 2019	Warranty Deed, Transfer · FHA Mortgage BANK OF ENGLAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 18, 2021 · Amount on Record
Deed Sale	Oct 18, 2021 · Amount on Record
Prior Sale	Jun 6, 2019 · Amount on Record
Deed Document Number	2021113443
Deed Book / Page	5396 / 1038
Last Transfer Date	Mar 14, 2022
Transfer Doc	0055450765
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	632 E TROPICAL TRCE, SAINT JOHNS, FL 32259-1933
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	632 E TROPICAL TRCE, SAINT JOHNS, FL 32259-1933

Mortgage

Document Number	0050560363
Date	Sep 30, 2020
Book Page	5056/363
Instrument	2020084566

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOHNS FL
Recording Date	Apr 26, 2022
Property Address	632 E TROPICAL TRCE, SAINT JOHNS, FL 32259-1933
Document Number	0055450765
Book / Page	5545 / 765
Map Reference	MB 47 PG 56-63
Instrument Date	Apr 14, 2022
Instrument	2022042671
Transaction Type	Transfer
Record Updated	May 23, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	632 E TROPICAL TRCE, SAINT JOHNS, FL 32259-1933

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Oct 18, 2021
Property Address	632 E TROPICAL TRCE, SAINT JOHNS, FL 32259-1933
Document Number	0053961038
Book / Page	5396 / 1038
Map Reference	MB 47 PG 56-63
Instrument Date	Oct 8, 2021
Instrument	2021113443
Transaction Type	Transfer
Record Updated	May 23, 2023
Title Company	ATTORNEYS TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Tax	$3,255.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6257 LADERA TRL, PACE, FL 32571-6781

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	632 E TROPICAL TRCE, ST JOHNS, FL 32259-1933

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jun 6, 2019
Property Address	632 E TROPICAL TRCE, SAINT JOHNS, FL 32259-1933
Document Number	0047361794
Book / Page	004736 / 001794
Instrument Date	May 30, 2019
Instrument	39506
Transaction Type	Transfer
Record Updated	Jun 19, 2019
Title Company	HOMEGUARD TITLE AND TRUST, HOMEGUARD TITLE & TRUST

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,275.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	632 E TROPICAL TRCE JACKSONVILLE FL 322591933, JACKSONVILLE, FL 32259-1933

Mortgage

Document Number	47361796
Date	Jun 6, 2019
Book Page	004736/001796
Instrument	39507

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 5, 2049

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$395,761 (+0.23%) Land $105,000 Building $290,761	$395,761 (-3.11%) Land $105,000 Building $290,761
2025	$6,616.00 (+11.1%) Homeowner's exemption	$394,864 (+2.9%)	$408,464 (+2.35%) Land $105,000 Building $303,464
2024	$5,955.00 (+7.45%) Homeowner's exemption	$383,736 (+3%)	$399,088 (+3.56%) Land $93,000 Building $306,088
2023	$5,542.00 (+2.19%) Homeowner's exemption	$372,559 (+3%)	$385,373 (+6.54%) Land $93,000 Building $292,373
2022	$5,423.00 Homeowner's exemption	$361,708	$361,708 Land $89,600 Building $272,108

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 76 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	76 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

632 E Tropical Trce, Jacksonville (Saint Johns), FL 32259 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

September 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2022: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

October 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

June 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on E Tropical Trce

Nearby Streets

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