632 E Summer St, Paxton, IL 60957 Property Records

Ford County property record for 632 E Summer St, Paxton, IL 60957

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,000 sqft · built 1920
Lot Size	0.75 acres (32,670 sqft)
Owner	Individual Name on File
Last Sale	$240,000 (Apr 2024)
Tax Bill	$3,246 (2022)
Deeds & Mortgages	Apr 2024 Sale & Mortgage May 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-14-17-326-005`

Property Details

APN / Parcel Number

Primary APN	`11-14-17-326-005`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,000 sqft

Exterior

Year Built	Built 1920
Lot Area	32,670 sqft (0.75 acres)
Lot Dimensions	282 ft deep x 115 ft wide
Garage Type	Detached
Garage Area	576 sqft

Location & Zoning

Street Address	632 E SUMMER ST
City	PAXTON
State	IL
Zip	60957-1745
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S17 T23 R10 LOT 5 NE SW 115.5 X 282.15 .75 AC
Legal Range	10E
Legal Township	23N
Legal Section	17
Legal Lot Number	5
Jurisdiction	FORD IL
Township / Civil Division	PATTON
Census Block Group	4
Census Block	4032
Census Tract	961800

Owner

Source: Ford County assessment roll, as of January 1, 2022

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	632 E SUMMER ST, PAXTON, IL 60957-1745
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2024	Warranty Deed, Transfer · VA Mortgage FLAT BRANCH HOME LOANS INC
May 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage ILLINOIS NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 5, 2024 · Amount on Record
Deed Sale	Apr 5, 2024 · Amount on Record
Deed Document Number	283105
Record Updated	Jun 7, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FORD IL
Recording Date	Apr 5, 2024
Property Address	632 E SUMMER ST, PAXTON, IL 60957-1745
Document Number	0000283105
Instrument Date	Apr 5, 2024
Instrument	283105
Transaction Type	Transfer
Record Updated	May 3, 2024

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$240.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	632 E SUMMER ST, PAXTON, IL 60957-1745

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	632 E SUMMER ST, PAXTON, IL 60957-1745

Mortgage

Document Number	0000283106
Date	Apr 5, 2024
Instrument	283106

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

Interest

Rate Type	Fixed Rate
Rate	7.12%

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORD IL
Property Address	632 E SUMMER ST, PAXTON, IL 60957-1745
Transaction Type	Mortgage
Record Updated	Jun 26, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	271054
Date	May 20, 2019
Instrument	271054

Lender

Name	ILLINOIS NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2034

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Ford County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	Ford County
County Subdivision	Patton Township
Municipality	Paxton City
Unified School District	Paxton-Buckley-Loda Community Unit School District 10 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	$3,246.00	$52,520 Land $6,320 Building $46,200	$157,560 Land $18,960 Building $138,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 22, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAXTON serves 4,200 people · EPA ID IL0530250
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2023–2025) action level 15 ppb
Copper	1.4 mg/L (2015–2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
MCC Network Services Fiber	8,000 / 8,000
Mediacom Communications Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AMG Technology Investment Group.

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