632 E Main St, Carbondale, IL 62901 Property Records

Jackson County property record for 632 E Main St, Carbondale, IL 62901

Property Summary

Property Type	Commercial
Lot Size	0.496 acres (21,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$82,000 (Feb 2012)
Tax Bill	$6,347 (2025)
Deeds & Mortgages	May 2026 Construction Loan Mar 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-22-103-010`

Property Details

APN / Parcel Number

Primary APN	`15-22-103-010`
Alternative APN	`15-22-103-010-0060`

Exterior

Lot Area	21,600 sqft (0.496 acres)
Lot Dimensions	240 ft deep x 90 ft wide

Location & Zoning

Street Address	632 E MAIN ST
City	CARBONDALE
State	IL
Zip	62901-3105
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	REGULAR LOTS 754 832/402 & 400 2002/54110 2012/5808 2022R004945 LOT SIZE 90 X 240
Legal Subdivision	CITY CARBONDALE
Legal Lot Number	754
Jurisdiction	JACKSON IL
Township / Civil Division	CARBONDALE
Census Block Group	2
Census Block	2037
Census Tract	10900

Owner

Source: Jackson County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	565 ROLLIN RD, COBDEN, IL 62920-3471
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 26, 2026	Deed of Trust, Mortgage · Construction Mortgage FIRST SOUTHERN BANK
Mar 12, 2024	Deed of Trust, Mortgage · Conventional Mortgage FIRST SOUTHERN BANK
Nov 1, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage FIRST SOUTHERN BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 22, 2012 · Amount on Record
Deed Sale	Feb 22, 2012 · Amount on Record
Deed Document Number	20121795
Deed Book / Page	2012 / 5808
Prior Transfer Date	Feb 14, 2012
Prior Transfer Doc	0000001795
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON IL
Recording Date	May 26, 2026
Property Address	632 E MAIN ST, CARBONDALE, IL 62901-3105
Document Number	0000002159
Instrument Date	May 13, 2026
Instrument	20262159
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	632 E MAIN ST, CARBONDALE, IL 62901-3105
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002159,
Date	May 26, 2026
Instrument	20262159

Lender

Name	FIRST SOUTHERN BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 13, 2027

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON IL
Property Address	632 E MAIN ST, CARBONDALE, IL 62901-3105
Transaction Type	Mortgage
Record Updated	Apr 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000932
Date	Mar 12, 2024
Instrument	2024R000932

Lender

Name	FIRST SOUTHERN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON IL
Recording Date	Nov 1, 2022
Property Address	632 E MAIN ST, CARBONDALE, IL 62901-3105
Document Number	0000004945
Instrument Date	Oct 27, 2022
Instrument	2022R004945
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	565 ROLLIN RD, COBDEN, IL 62920-3471
Investor	Possibly a Property Investor

Mortgage

Document Number	0000004946
Date	Nov 1, 2022
Instrument	2022R004946

Lender

Name	FIRST SOUTHERN BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Jackson County
County Subdivision	Carbondale Township
Municipality	Carbondale City
Elementary School District	Carbondale Elementary School District 95 (PK - 08)
Secondary School District	Carbondale Community High School District 165 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,347.00 (+3.71%)	$57,081 (+6.28%) Land $34,292 Building $22,789	$171,243 (+6.28%) Land $102,876 Building $68,367
2024	$6,120.00 (+10.13%)	$53,710 (+19.59%) Land $32,267 Building $21,443	$161,130 (+19.59%) Land $96,801 Building $64,329
2022	$5,557.00	$44,913 Land $26,982 Building $17,931	$134,739 Land $80,946 Building $53,793

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2019

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARBONDALE serves 22,107 people · EPA ID IL0770150
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Dec 2025 Turbidity resolved · Jun 2018
Treatment and Procedure	Organic carbon removal Jul 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
Frontier Fiber	7,000 / 7,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile, Wisper ISP.

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