632 E Lake Ave, Eagle Lake, FL 33839 Property Records

Polk County property record for 632 E Lake Ave, Eagle Lake, FL 33839

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,769 sqft · built 2006
Lot Size	0.299 acres (13,016 sqft)
Owner	2 Individual Names on File
Last Sale	$26,000 (Aug 2005)
Tax Bill	$1,226 (2025)
Deeds & Mortgages	Nov 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`26-29-07-684512-000020`

Property Details

APN / Parcel Number

Primary APN	`26-29-07-684512-000020`
Alternative APNs	`072926684512000020` `72926000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,769 sqft Living Area
Gross Area	2,275 sqft
1st Floor Area	1,769 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Other
Lot Area	13,016 sqft (0.299 acres)
Lot Dimensions	130 ft deep x 100 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	506 sqft
Porch	Unfinished Open Porch
Porch Area	263 sqft
Shed	1 Shed

Location & Zoning

Street Address	632 E LAKE AVE
City	EAGLE LAKE
State	FL
Zip	33839-3428
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EAGLE PLACE PB 119 PG 13 LOT 2
Legal Range	26E
Legal Township	29S
Legal Section	07
Legal Subdivision	EAGLE PLACE
Legal Tract	684512
Legal Block	2
Legal Lot Number	2
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	2
Census Block	2049
Census Tract	14600

Owner

Source: Polk County records · APN 26-29-07-684512-000020

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 2314, EAGLE LAKE, FL 33839-2314
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 19, 2005 · Amount on Record
Deed Sale	Aug 19, 2005 · Amount on Record
Deed Document Number	2005201526
Deed Book / Page	6355 / 2092
Prior Transfer Date	Oct 14, 2004
Prior Transfer Doc	0059980958
Record Updated	Sep 20, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	632 E LAKE AVE, EAGLE LAKE, FL 33839-3428
Document Number	0110700336
Instrument Date	Nov 20, 2019
Transaction Type	Mortgage
Record Updated	Dec 27, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	632 E LAKE AVE EAGLE LAKE FL 338393428, EAGLE LAKE, FL 33839-3428

Mortgage

Document Number	0110700336
Date	Dec 10, 2019
Book Page	011070/000336
Instrument	262009

Lender

Name	CENTERSTATE BK NA
Type	Bank
Address	TAVARES, FL 32778

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Dec 09, 2029

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Eagle Lake City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,226.00 (-12.37%) Homeowner's exemption	$105,928 (+5.99%)	$256,600 (+1.96%) Land $33,000 Building $223,600
2023	$1,399.00 (+4.64%) Homeowner's exemption	$99,945 (+3%)	$251,659 (+5.59%) Land $32,000 Building $219,659
2022	$1,337.00 Homeowner's exemption	$97,034	$238,343 Land $27,000 Building $211,343

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 14, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	19 in force

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier.

Based on FCC filings for 250 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF EAGLE LAKE serves 2,600 people
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.