632 Duff Dr, Winter Garden, FL 34787 Property Records

Orange County property record for 632 Duff Dr, Winter Garden, FL 34787

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 2,953 sqft · built 2004
Lot Size0.271 acres (11,796 sqft)
Owner2 Individual Names on Record
Last Sale$472,500 (Aug 2018)
Tax Bill$6,236 (2025)
Deeds & MortgagesAug 2018 Sale & Mortgage
Mar 2018 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN35-22-27-3126-00-240

Property Details

APN / Parcel Number

Primary APN35-22-27-3126-00-240
Alternative APNs
  • 272235312600240
  • 129403
  • 130185
  • 131566

Interior

Bedrooms4 Beds
Full Baths4 Baths
Stories2 Stories
Building Area2,953 sqft Living Area
Gross Area3,910 sqft
1st Floor Area2,670 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area11,796 sqft (0.271 acres)
Garage TypeAttached
Garage Area676 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area231 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address632 DUFF DR
CityWINTER GARDEN
StateFL
Zip34787-5005
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionGLYNWOOD - PHASE 2 56/72 LOT 24
Legal Range27E
Legal Township22S
Legal Section35
Legal SubdivisionGLYNWOOD PH 2
Legal Phase2
Legal Tract3126
Legal Lot Number24
JurisdictionORANGE FL
Township / Civil DivisionSOUTHWEST ORANGE
Census Block Group1
Census Block1033
Census Tract17118

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address632 DUFF DR, WINTER GARDEN, FL 34787-5005
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 3, 2018Warranty Deed, Transfer · Conventional Mortgage
PARAMOUNT RESIDENTIAL MORTGAGE GROU
Mar 8, 2018Quit Claim Deed, Transfer
Quitclaim
Dec 1, 2017Deed of Trust, Mortgage · VA Mortgage
PACIFIC HM LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 3, 2018 · Amount on Record
Deed SaleAug 3, 2018 · Amount on Record
Prior SaleMar 6, 2013 · Amount on Record
Deed Document Number2018461358
Prior Transfer DateMar 7, 2018
Prior Transfer Doc0000138276
Record UpdatedJun 8, 2026

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateAug 3, 2018
Property Address632 DUFF DR, WINTER GARDEN, FL 34787-5005
Document Number0000461358
Map ReferenceMB 56 PG 72-75
Instrument DateJul 30, 2018
Instrument20180461358
Transaction TypeTransfer
Record UpdatedJan 3, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,307.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9228 RIOJA ST, 9228, ROSEVILLE, CA 95747-9271

Transferred To (Grantee/Buyer)

NameVerified Name
Address62 DUFF DR, WINTER GARDEN, FL 34787

Mortgage

Document Number0000461359
DateAug 3, 2018
Instrument20180461359
Lender
NamePARAMOUNT RESIDENTIAL MORTGAGE GROU
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2048

March 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionORANGE FL
Recording DateMar 8, 2018
Property Address632 DUFF DR, WINTER GARDEN, FL 34787-5005
Document Number0000138276
Instrument DateMar 7, 2018
Instrument138276
Transaction TypeTransfer
Record UpdatedMar 21, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address632 DUFF DR WINTER GARDEN FL 347875005, WINTER GARDEN, FL 34787-5005

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address632 DUFF DR, WINTER GARDEN, FL 34787-5005
Document Number0000673292
Instrument DateDec 1, 2017
Transaction TypeMortgage
Record UpdatedJan 3, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address632 DUFF DR WINTER GARDEN FL 347875005, WINTER GARDEN, FL 34787-5005

Mortgage

Document Number0000673292
DateDec 11, 2017
Instrument673292
Lender
NamePACIFIC HM LNS
TypeFunding / Finance Company
AddressIRVINE, CA 92612
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 10, 2047

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
MunicipalityWinter Garden City
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$434,725 (+2.7%)$679,130 (-1.35%) Land $170,000 Building $509,130
2025$6,236.00 (+5.23%) Homeowner's exemption$423,296 (+5.99%)$688,410 (+11.57%) Land $170,000 Building $518,410
2024$5,926.00 (+3.62%)
2023$5,719.00 (+2.95%) Homeowner's exemption$399,384 (+3%)$617,038 (+23.87%) Land $170,000 Building $447,038
2022$5,555.00 Homeowner's exemption$387,751$498,140 Land $150,000 Building $348,140

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 36 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies36 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER GARDEN WATER DEPT (3 WPS)
serves 72,205 people · EPA ID FL3481481
Water SourceGroundwater
Last State InspectionFeb 2024
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
CenturyLink
DSL · Fiber in parts of the area
140 / 20
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20

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