Champaign County property record for 632 Co Rd 1600 E, Philo, IL 61864 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Lot Size | 87,120 sqft (2 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $6,507.00 (2024) |
| Primary APN | 19-27-35-300-013 |
|---|
| Lot Area | 87,120 sqft (2 acres) |
|---|
| Street Address | 632 COUNTY ROAD 1600 E |
|---|---|
| City | PHILO |
| State | IL |
| Zip | 61864-9593 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Jurisdiction | CHAMPAIGN IL |
| Minor Civil Division | PHILO |
| Census Blockgroup | 2 |
| Census Block | 2060 |
| Census Tract | 10901 |
Source: Champaign County records · APN 19-27-35-300-013
Assessment roll updated April 29, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 632 COUNTY ROAD 1600 E, PHILO, IL 61864-9593 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 09, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PHILO EXCHANGE BANK |
| Sep 13, 2018 | Deed of Trust, Construction Loan · Line of Credit PHILO EXCHANGE BK |
| Jul 17, 2018 | Warranty Deed, Transfer PHILO EXCHANGE BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Property Address | 632 COUNTY ROAD 1600 E, PHILO, IL 61864-9593 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000023390 |
|---|---|
| Date | Nov 09, 2020 |
| Instrument | 2020R23390 |
| Name | PHILO EXCHANGE BANK |
|---|---|
| Type | Bank |
| Address | PHILO, IL 61864 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Recording Date | Sep 13, 2018 |
| Property Address | 632 COUNTY ROAD 1600 E, PHILO, IL 61864-9593 |
| Document Number | 0000016035 |
| Instrument Date | Sep 08, 2018 |
| Instrument | 16035 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 24, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 307 EISENHOWER DR PHILO IL 618649758, PHILO, IL 61864-9758 |
| Document Number | 0000016035 |
|---|---|
| Date | Sep 13, 2018 |
| Instrument | 16035 |
| Name | PHILO EXCHANGE BK |
|---|---|
| Type | Bank |
| Address | PHILO, IL 61864 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Sep 12, 2019 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Recording Date | Jul 17, 2018 |
| Property Address | 632 COUNTY ROAD 1600 E, PHILO, IL 61864-9593 |
| Document Number | 0000012173 |
| Instrument Date | Jul 16, 2018 |
| Instrument | 12173 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2020 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $200.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 632 COUNTY ROAD 1600 E PHILO IL 618649593, PHILO, IL 61864-9593 |
| Document Number | 12174 |
|---|---|
| Date | Jul 17, 2018 |
| Instrument | 12174 |
| Name | PHILO EXCHANGE BK |
|---|---|
| Type | Bank |
| Address | PHILO, IL 61864 |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | Jul 16, 2023 |
| Rate | 4.7% |
|---|
Source: Champaign County records · Assessment roll updated April 29, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Champaign County |
| County Subdivision | Philo Township |
| Unified School District | Tolono Community Unit School District 7 (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $131,530 (+25.03%) Land $9,630 Building $121,900 | $394,590 (+25.03%) Land $28,890 Building $365,700 | |
| 2024 | $6,507.00 (+26.62%) | ||
| 2022 | $5,139.00 Homeowner's exemption Additional exemption filed | $105,200 Land $7,700 Building $97,500 | $315,600 Land $23,100 Building $292,500 |
Source: FEMA National Flood Hazard Layer, Champaign County (17019C), updated July 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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