632 Clairmount St, Detroit, MI 48202 Property Records

Wayne County property record for 632 Clairmount St, Detroit, MI 48202

Property Summary

Property Type	Duplex
Details	2 ba · 2,262 sqft · built 1905
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on Record
Last Sale	$63,000 (Mar 2026)
Tax Bill	$1,195 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Aug 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`04002504`

Property Details

APN / Parcel Number

Primary APN	`04002504`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	2 Stories
Building Area	2,262 sqft Living Area
1st Floor Area	1,118 sqft
Basement Area	1,118 sqft
Unfinished Basement	1,118 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Architectural Style	Duplex Single
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Lot Area	4,356 sqft (0.1 acres)
Lot Dimensions	139 ft deep x 32 ft wide
Porch	Slab
Porch Area	197 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	632 CLAIRMOUNT ST
City	DETROIT
State	MI
Zip	48202-1528
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R3
Legal Description	N CLAIRMOUNT W 32 FT 19 AND VAC BANCROFT AVE IN REAR HUBBARD & DINGWALLS SUB L10 P84 PLATS, W C R 4/89 32 X 139
Legal Subdivision	HUBBARD & DINGWALLS
Legal Block	209
Jurisdiction	WAYNE MI
Township / Civil Division	DETROIT
Census Block Group	1
Census Block	1025
Census Tract	532100

Owner

Source: Wayne County records, as of September 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	8712 LUMPKIN ST, HAMTRAMCK, MI 48212-3627
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2023	Deed of Trust, Mortgage · Line of Credit MCU FINANCIAL CENTER CU
Aug 21, 2023	Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 11, 2026 · Amount on Record
Deed Sale	Mar 11, 2026 · Amount on Record
Prior Sale	Aug 19, 2024 · Amount on Record
Deed Document Number	2026127600
Deed Book / Page	60154 / 824
Prior Transfer Date	Apr 29, 2025
Prior Transfer Doc	0595211345
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	632 CLAIRMOUNT ST, DETROIT, MI 48202-1528
Transaction Type	Mortgage
Record Updated	Mar 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32438 CARDINAL LN, WAYNE, MI 48184-2510

Mortgage

Document Number	0584001370
Date	Aug 11, 2023
Book Page	58400/1370
Instrument	2023220091

Lender

Name	MCU FINANCIAL CENTER CU
Type	Credit Union
Address	CLEVELAND, OH 44114

Agreement

Type	Line of Credit
Amount	Amount Recorded

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Aug 21, 2023
Property Address	632 CLAIRMOUNT ST, DETROIT, MI 48202-1528
Document Number	0584121024
Book / Page	58412 / 1024
Map Reference	LB 10 PG 84
Instrument Date	Aug 4, 2023
Instrument	2023225007
Transaction Type	Transfer
Record Updated	Mar 26, 2024
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Tax	$1,575.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14110 PENROD ST, DETROIT, MI 48223-3548

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32438 CARDINAL LN, WAYNE, MI 48184-2510

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
Municipality	Detroit City
Unified School District	Detroit Public Schools Community District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$21,200 (+52.52%)	$42,400 (+52.52%)
2025	$1,195.00 (+125.47%)	$13,900 (+59.04%)	$27,800 (+59.04%)
2023		$8,740 (-54%)	$17,480 (-54%)
2022	$530.00 (-52.76%)	$19,000	$38,000
2020	$1,122.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DETROIT serves 633,218 people · EPA ID MI0001800
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Dec 2024
Lead	8 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 512 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Zentro.

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