632 Cerro St, Encinitas, CA 92024 Property Records

San Diego County property record for 632 Cerro St, Encinitas, CA 92024 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 1976
Square Footage3,024 sqft Living Area
Lot Size11,800 sqft (0.271 acres)
OccupancyOwner Occupied
Last Sale$1,000,000 (2017)
Tax Bill$13,844.00 (2025)

Property Details

APN / Parcel Number

Primary APN262-110-29-00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Building Area3,024 sqft Living Area
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Architectural StyleConventional Style
Exterior MaterialStucco Exterior
Construction TypeFrame Construction
Roof MaterialTile Roof
Lot Area11,800 sqft (0.271 acres)
Parking Spaces3 Parking Spaces
Garage TypeCarport Garage
CarportCarport

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address632 CERRO ST
CityENCINITAS
StateCA
Zip92024-4705
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 341 TR 008215
Legal SubdivisionSUMMERFIELD ENCINITAS
Legal Tract008215
Legal Block4
Legal Lot Number341
JurisdictionSAN DIEGO CA
Minor Civil DivisionSAN DIEGO
Census Blockgroup4
Census Block4009
Census Tract17403

Owner

Source: San Diego County records · APN 262-110-29-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address632 CERRO ST, ENCINITAS, CA 92024-4705
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 11, 2021Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Nov 06, 2017Quit Claim Deed, Transfer
CHICAGO TITLE COMPANY-SD
Nov 06, 2017Grant Deed, Transfer · Conventional Mortgage
CITIBANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 06, 2017 · Amount on Record
Deed SaleNov 06, 2017 · Amount on Record
Deed Doc Number2017517323
Prior Transfer DateOct 20, 2017
Prior Transfer Doc0000517322
Record RefreshedSep 20, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address632 CERRO ST, ENCINITAS, CA 92024-4705
Transaction TypeMortgage
Record UpdatedAug 23, 2022
Title CompanyAMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address632 CERRO ST, ENCINITAS, CA 92024-4705

Mortgage

Document Number0000187959
DateMar 11, 2021
Instrument2021-0187959
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term358 Months
DueJan 01, 2051

November 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateNov 06, 2017
Property Address632 CERRO ST, ENCINITAS, CA 92024-4705
Document Number0000517322
Instrument DateOct 20, 2017
Instrument517322
Transaction TypeTransfer
Record UpdatedNov 10, 2017
Title CompanyCHICAGO TITLE COMPANY-SD

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address632 CERRO ST ENCINITAS CA 920244705, ENCINITAS, CA 92024-4705

November 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateNov 06, 2017
Property Address632 CERRO ST, ENCINITAS, CA 92024-4705
Document Number0000517323
Map ReferenceMAP8215
Instrument DateSep 12, 2017
Instrument2017-0517323
Transaction TypeTransfer
Record UpdatedAug 23, 2022
Title CompanyCHICAGO TITLE COMPANY SD

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants In Common
Address632 CERRO ST, ENCINITAS, CA 92024-4705

Mortgage

Document Number0000517324
DateNov 06, 2017
Instrument2017-0517324
Lender
NameCITIBANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2047

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEncinitas City
Elementary School DistrictEncinitas Union Elementary School District (KG - 06)
Secondary School DistrictSan Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$1,246,271 (+2%) Land $870,436 Building $375,835
2025$13,844.00 (+6.8%)$1,221,835 (+4.04%) Land $853,369 Building $368,466
2023$12,962.00 (+2.28%)$1,174,392 Land $820,233 Building $354,159
2022$12,673.00

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