632 Center St, Walnut Creek, CA 94595 Property Records

Contra Costa County property record for 632 Center St, Walnut Creek, CA 94595

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,919 sqft · built 1933
Lot Size	0.299 acres (13,024 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,250,000 (Mar 2019)
Tax Bill	$16,473 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`184-140-066-4`

Property Details

APN / Parcel Number

Primary APN	`184-140-066-4`
Alternative APN	`184-140-066`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,919 sqft Living Area
1st Floor Area	1,919 sqft

Exterior

Year Built	Built 1933
Effective Year Built	Effective 1980
Lot Area	13,024 sqft (0.299 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	632 CENTER ST
City	WALNUT CREEK
State	CA
Zip	94595-1332
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T211PM15 PCL A
Legal Subdivision	PARCEL MAP MS 13-007
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	1
Census Block	1010
Census Tract	341000

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	632 CENTER ST, WALNUT CREEK, CA 94595-1332
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2019	Deed of Trust, Mortgage · Conventional Mortgage COMMERCE HOME MORTGAGE LLC
Nov 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Mar 20, 2019	Grant Deed, Transfer · Conventional Mortgage COMMERCE MORTGAGE
Mar 30, 2018	Grant Deed, Transfer PIVOTAL CAP GROUP II

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 20, 2019 · Amount on Record
Deed Sale	Mar 20, 2019 · Amount on Record
Prior Sale	Mar 30, 2018 · Amount on Record
Deed Document Number	201938095
Prior Transfer Date	Mar 8, 2012
Prior Transfer Doc	0000059674
Record Updated	Sep 20, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	632 CENTER ST, WALNUT CREEK, CA 94595-1332
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIDELITY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000168575
Date	Oct 7, 2019
Instrument	2019-168575

Lender

Name	COMMERCE HOME MORTGAGE LLC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	632 CENTER ST, WALNUT CREEK, CA 94595-1332
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	632 CENTER ST, WALNUT CREEK, CA 94595-1332

Mortgage

Document Number	0000282124
Date	Nov 20, 2020
Instrument	2020-282124

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Mar 20, 2019
Property Address	632 CENTER ST, WALNUT CREEK, CA 94595-1332
Document Number	0000038095
Map Reference	MB 211 PG 15
Instrument Date	Mar 15, 2019
Instrument	2019-038095
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	CORNERSTONE TITLE PASION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	632 CENTER ST, WALNUT CREEK, CA 94595-1332

Mortgage

Document Number	0000038096
Date	Mar 20, 2019
Instrument	2019-038096

Lender

Name	COMMERCE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Mar 30, 2018
Property Address	632 CENTER ST, WALNUT CREEK, CA 94595-1332
Document Number	0000049651
Instrument Date	Mar 21, 2018
Instrument	49651
Transaction Type	Transfer
Record Updated	Mar 28, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$940.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	632 CENTER ST WALNUT CREEK CA 945951332, WALNUT CREEK, CA 94595-1332

Mortgage

Document Number	49652
Date	Mar 30, 2018
Instrument	49652

Lender

Name	PIVOTAL CAP GROUP II
Type	Funding / Finance Company
Address	111 CORPORATE DR # 270, LADERA RANCH, CA 92694-1158

Agreement

Amount	Amount Recorded

Mortgage

Document Number	49653,
Date	Mar 30, 2018
Instrument	49653

Lender

Name	632 CTR SPECIALIZED LN TR (CT)
Address	CASTRO VALLEY, CA 94546

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Walnut Creek Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,422,280 (+2%) Land $853,369 Building $568,911
2025	$16,473.00 (+3.83%)	$1,394,393 (+4.04%) Land $836,637 Building $557,756
2023	$15,866.00 (+2.28%)	$1,340,249 Land $804,150 Building $536,099
2022	$15,513.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (1993–1999)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Mar 1999 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 480 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Etheric Networks.

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