Kenton County property record for 632 Cardinal Dr, Taylor Mill, KY 41015
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 2,219 sqft · built 1953 |
| Lot Size | 0.68 acres (29,621 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $133,000 (Mar 2004) |
| Tax Bill | $1,924 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Oct 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 057-40-00-245.00 |
| Primary APN | 057-40-00-245.00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,219 sqft Finished Area |
| Gross Area | 2,833 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 29,621 sqft (0.68 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 632 CARDINAL DR |
|---|---|
| City | TAYLOR MILL |
| State | KY |
| Zip | 41015-2002 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | T L HORTON LOT 13 |
| Legal Subdivision | HORTON (THOMAS L) |
| Legal Lot Number | 13 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 65300 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 632 CARDINAL DR, TAYLOR MILL, KY 41015-2002 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 10, 2026 | Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK |
| Oct 19, 2018 | Deed of Trust, Mortgage · Line of Credit US BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 1, 2004 · Amount on Record |
| Deed Sale | Mar 1, 2004 · Amount on Record |
| Prior Sale | Aug 29, 1994 · Amount on Record |
| Deed Document Number | 200403 01 059 00087 |
| Deed Book / Page | 1259 / 149 |
| Last Transfer Date | May 4, 2015 |
| Transfer Doc | 0005900098 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Sep 10, 2026 |
| Property Address | 632 CARDINAL DR, TAYLOR MILL, KY 41015-2002 |
| Document Number | 0000020772 |
| Book / Page | 496 / 149 |
| Instrument Date | Sep 3, 2026 |
| Instrument | 202620772 |
| Transaction Type | Mortgage |
| Record Updated | Oct 1, 2026 |
| Title Company | PROMINENT TITLE LLC, PROMINENT TITLE |
| Name | Verified Name |
|---|---|
| Address | 632 CARDINAL DR, TAYLOR MILL, KY 41015-2002 |
| Document Number | 0000020772, |
|---|---|
| Date | Sep 10, 2026 |
| Book Page | 496/149 |
| Instrument | 202620772 |
| Name | GUARDIAN SAVINGS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Oct 1, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 632 CARDINAL DR, TAYLOR MILL, KY 41015-2002 |
| Document Number | 0000000235 |
| Instrument Date | Oct 19, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 3, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 632 CARDINAL DR TAYLOR MILL KY 410152002, TAYLOR MILL, KY 41015-2002 |
| Document Number | 0000000235 |
|---|---|
| Date | Nov 14, 2018 |
| Book Page | 0I4193/000027 |
| Instrument | 235 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 13, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Taylor Mill City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $243,300 (-) Land $40,000 Building $203,300 | $243,300 (-) Land $40,000 Building $203,300 | |
| 2025 | $1,924.00 (+52.22%) Homeowner's exemption | $243,300 (+47.45%) Land $40,000 Building $203,300 | $243,300 (+47.45%) Land $40,000 Building $203,300 |
| 2023 | $1,264.00 Homeowner's exemption | $165,000 Land $30,000 Building $135,000 | $165,000 Land $30,000 Building $135,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1997) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 1997 · Severe Storm, Flooding, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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