632 Beach St, Reading, PA 19605 Property Records

Berks County property record for 632 Beach St, Reading, PA 19605

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,236 sqft · built 1975
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on File
Last Sale	$315,000 (Nov 2023)
Tax Bill	$1,666 (2026)
Deeds & Mortgages	Jan 2026 Mortgage Nov 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5308-05-29-0994`

Property Details

APN / Parcel Number

Primary APN	`5308-05-29-0994`
Alternative APNs	`66-5308-05-29-0994` `66020363` `020363`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,236 sqft Living Area
Gross Area	3,340 sqft
1st Floor Area	2,236 sqft
Basement Area	1,104 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Exterior Material	Brick/Stone
Construction Type	Frame
Lot Area	10,454 sqft (0.24 acres)
View / Lot	Neighborhood
Porch	Enclosed Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	66020363
Street Address	632 BEACH ST
City	READING
State	PA
Zip	19605-1502
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	HAINS ACRES SEC 04
Legal Block	29
Legal Lot Number	24
Jurisdiction	BERKS PA
Township / Civil Division	MUHLENBERG
Census Block Group	1
Census Block	1038
Census Tract	12701

Owner

632 Beach St is owned and occupied by two individuals who bought it in November 2023.

Source: Berks County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	632 BEACH ST, READING, PA 19605-1502
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2026	Deed of Trust, Mortgage · FHA Mortgage PLANET HOME LENDING LLC
Nov 17, 2023	Deed, Transfer · FHA Mortgage AMERISAVE MORTGAGE CORP
Nov 6, 2023	Correction Deed

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2023 · Amount on File
Deed Sale	Nov 17, 2023 · Amount on File
Deed Document Number	202334213
Prior Transfer Date	Nov 1, 2023
Prior Transfer Doc	0000033067
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	632 BEACH ST, READING, PA 19605-1502
Transaction Type	Mortgage
Record Updated	Feb 23, 2026
Title Company	SOURCEPOINT TITLE SVCS, SOURCEPOINT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	632 BEACH ST, READING, PA 19605-1502

Mortgage

Document Number	0000002924
Date	Jan 30, 2026
Instrument	2026002924

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	321 RESEARCH PKWY STE 303, MERIDEN, CT 06450

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

November 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Nov 17, 2023
Property Address	632 BEACH ST, READING, PA 19605-1502
Document Number	0000034213
Map Reference	VOL 29 PG 21
Instrument Date	Nov 14, 2023
Instrument	2023034213
Transaction Type	Transfer
Record Updated	Dec 12, 2023
Title Company	POWER SETTLEMENT GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,150.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	632 BEACH ST, READING, PA 19605-1502

Mortgage

Document Number	0000034214
Date	Nov 17, 2023
Instrument	2023034214

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

November 2023: Correction Deed

Document Type	Correction Deed
Jurisdiction	BERKS PA
Recording Date	Nov 6, 2023
Property Address	632 BEACH ST, READING, PA 19605-1502
Document Number	0000033067
Map Reference	VOL 29 PG 21
Instrument Date	Nov 1, 2023
Instrument	2023033067
Record Updated	Nov 20, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name
Address	632 BEACH ST, READING, PA 19605-1502

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	925 CASTLE POND DR, YORK, PA 17402-7544

Tax Assessment & Valuation

The 2026 property tax bill for 632 Beach St was $1,666 with a homeowner's exemption.

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
County Subdivision	Muhlenberg Township
Unified School District	Muhlenberg School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,666.00 Homeowner's exemption	$111,000 Land $36,500 Building $74,500	$36,500 Land $36,500
2024	$1,559.00 (-68.91%)	$111,000 (-) Land $36,500 Building $74,500
2023	$5,015.00	$111,000 Land $36,500 Building $74,500
1994			$111,000 Land $36,500 Building $74,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 632 Beach St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 632 Beach St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.3% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MUHLENBERG TWP MUNI AUTH serves 22,400 people · EPA ID PA3060038
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Aug 2020
Monitoring and Reporting	26 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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