632 Aspen Dr, Lyons, CO 80540 Property Records

Larimer County property record for 632 Aspen Dr, Lyons, CO 80540

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,560 sqft · built 1961
Lot Size	0.519 acres (22,651 sqft)
Owner	Individual Name on File
Last Sale	$349,000 (Jul 2018)
Tax Bill	$2,385 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jul 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`24352-05-008`

Property Details

APN / Parcel Number

Primary APN	`24352-05-008`
Alternative APN	`R0550132`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,560 sqft Living Area
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1976
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	22,651 sqft (0.519 acres)
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	540 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Account Number	R0550132
Old Parcel Number	2435205008
Street Address	632 ASPEN DR
City	LYONS
State	CO
Zip	80540-8022
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8, TR 4, BIG ELK MEADOWS
Legal Range	72
Legal Township	04
Legal Section	35
Legal Quarter	NW
Legal Subdivision	BIG ELK MEADOWS
Legal Tract	4
Legal Block	5
Legal Lot Number	8
Jurisdiction	LARIMER CO
Township / Civil Division	ESTES PARK
Census Block Group	1
Census Block	1035
Census Tract	1905

Owner

632 Aspen Dr is owned and occupied by an individual who acquired it in July 2021.

Source: Larimer County records, as of February 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	632 ASPEN DR, LYONS, CO 80540-8022
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2021	Deed of Trust, Mortgage · VA Mortgage CALIBER HOME LOANS INC
Jul 19, 2021	Intrafamily Transfer, Transfer
May 17, 2019	Deed of Trust, Mortgage · VA Mortgage CALIBER HM LOANS
Jul 3, 2018	Warranty Deed, Transfer · VA Mortgage GOLDEN OAK LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 3, 2018 · Amount on File
Deed Sale	Jul 3, 2018 · Amount on File
Prior Sale	Jul 3, 2018 · Amount on File
Deed Document Number	0000040520
Last Transfer Date	Jul 19, 2021
Transfer Doc	0000068397
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	632 ASPEN DR, LYONS, CO 80540-8022
Transaction Type	Mortgage
Record Updated	Jul 11, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023304
Date	Mar 8, 2021
Instrument	20210023304

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LARIMER CO
Recording Date	Jul 19, 2021
Property Address	632 ASPEN DR, LYONS, CO 80540-8022
Document Number	0000068397
Instrument Date	Apr 10, 2021
Instrument	20210068397
Transaction Type	Transfer
Record Updated	Jul 26, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	632 ASPEN DR, LYONS, CO 80540-8022

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	632 ASPEN DR, LYONS, CO 80540-8022
Document Number	0000027151
Instrument Date	May 17, 2019
Transaction Type	Mortgage
Record Updated	Jun 3, 2019
Title Company	HERITAGE TITLE COMPANY, HERITAGE TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	632 ASPEN DR LYONS CO 805408022, LYONS, CO 80540-8022

Mortgage

Document Number	0000027151
Date	May 23, 2019
Instrument	27151

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 22, 2049

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Jul 3, 2018
Property Address	632 ASPEN DR, LYONS, CO 80540-8022
Document Number	0000040520
Instrument Date	Jun 27, 2018
Instrument	40520
Transaction Type	Transfer
Record Updated	Jul 13, 2018
Title Company	HERITAGE TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$34.90
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	632 ASPEN DR LYONS CO 805408022, LYONS, CO 80540-8022

Mortgage

Document Number	40521
Date	Jul 3, 2018
Instrument	40521

Lender

Name	GOLDEN OAK LNDG
Address	GREENWOOD VILLAGE, CO 80111

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 2, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 632 Aspen Dr was $2,385.

Source: Larimer County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Larimer County
Unified School District	Estes Park School District R-3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,385.00	$33,131 Land $6,250 Building $26,881	$530,100 Land $100,000 Building $430,100
2023	$2,531.00 (+35.06%)	$41,165 (+57.11%) Land $5,360 Building $35,805	$614,400 (+62.97%) Land $80,000 Building $534,400
2022	$1,874.00	$26,202 Land $3,406 Building $22,796	$377,000 Land $49,000 Building $328,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 632 Aspen Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 632 Aspen Dr is extreme, ranking above 97.7% of the US, with a 2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 97.7% of the US · above 99.3% of Colorado
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
xBar7 Communications Fiber · Fixed Wireless in parts of the area	200 / 200

Cell Coverage

No cell data coverage reported

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