632 Ash St, Ramona, CA 92065 Property Records

San Diego County property record for 632 Ash St, Ramona, CA 92065 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,180 sqft · built 1985
Lot Size4.78 acres (208,217 sqft)
OwnerCompany Name on File
Last Sale$162,500 (Sep 2010)
Tax Bill$3,150 (2025)
Deeds & MortgagesApr 2021 Mortgage
Apr 2018 Transfer
Flood ZoneZone X (minimal risk)
APN280-087-02-00

Property Details

APN / Parcel Number

Primary APN280-087-02-00
Alternative APN
  • 2800920200

Interior

Bedrooms2 Beds
Full Baths1 Bath
Building Area1,180 sqft Living Area

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Lot Area208,217 sqft

Location & Zoning

Old Parcel Number2800920200
Street Address632 ASH ST
CityRAMONA
StateCA
Zip92065-1406
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBLK 190 TR 000644
Legal SubdivisionRAMONA
Legal Tract000644
Legal Block190
JurisdictionSAN DIEGO CA
Township / Civil DivisionRAMONA
Census Block Group1
Census Block1026
Census Tract20812

Owner

Source: San Diego County records · APN 280-087-02-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address1956 N IRIS LN, ESCONDIDO, CA 92026-1318
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Apr 23, 2021Deed of Trust, Mortgage · Conventional Mortgage
CHERRY CREEK MORTGAGE CO INC
Apr 03, 2018Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 23, 2010 · Amount on Record
Deed SaleSep 23, 2010 · Amount on Record
Prior SaleSep 15, 2004 · Amount on Record
Deed Document Number2010507049
Last Transfer DateApr 03, 2018
Transfer Doc0000131497
Record UpdatedSep 20, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address632 ASH ST, RAMONA, CA 92065-1406
Transaction TypeMortgage
Record UpdatedJul 22, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1956 NM IRIS LANE, ESCONDIDO, CA 92026

Mortgage

Document Number0000315566
DateApr 23, 2021
Instrument2021-0315566
Lender
NameCHERRY CREEK MORTGAGE CO INC
TypeMortgage Company
AddressENGLEWOOD, CO 80111
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2051

April 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateApr 03, 2018
Property Address632 ASH ST, RAMONA, CA 92065-1406
Document Number0000131497
Instrument DateApr 03, 2018
Instrument131497
Transaction TypeTransfer
Record UpdatedApr 10, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
AddressPO BOX 2283 RAMONA CA 920650939, RAMONA, CA 92065-0939

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictRamona City Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$691,413 (+157%) Land $182,945 Building $508,468
2025$3,150.00 (+10.88%)$269,032 (+4.04%) Land $179,357 Building $89,675
2023$2,841.00 (-4.92%)$258,588 Land $172,394 Building $86,194
2022$2,988.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730208121, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 17 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies37 units insured
20 under condo master policies

Wildfire

Wildfire RiskHigh
above 76% of the US · above 52% of California
Wildfire LikelihoodAbout 1 in 220 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 64 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
San Diego BroadbandFixed Wireless (unlicensed)500 / 100
AT&TDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Cox Communications, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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