632 Arthur Dr, Cary, IL 60013 Property Records

McHenry County property record for 632 Arthur Dr, Cary, IL 60013

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,736 sqft · built 1978
Lot Size	0.236 acres (10,270 sqft)
Owner	Individual Name on Record
Last Sale	$137,000 (Jul 1997)
Tax Bill	$8,389 (2024)
Deeds & Mortgages	Sep 2026 Mortgage Oct 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`19-13-126-015`

Property Details

APN / Parcel Number

Primary APN	`19-13-126-015`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,736 sqft Living Area
1st Floor Area	1,176 sqft
Basement Area	1,176 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Raised Ranch
Lot Area	10,270 sqft (0.236 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	632 ARTHUR DR
City	CARY
State	IL
Zip	60013-2062
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2002R0011740 LT 1 BLK 2 FRANKES WEST SIDE SUB UNIT 4
Legal Subdivision	FRANKES WEST SIDE SUB
Legal Block	2
Legal Lot Number	1
Legal Unit	4
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	3
Census Block	3002
Census Tract	871600

Owner

Source: McHenry County records, as of September 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	632 ARTHUR DR, CARY, IL 60013-2062
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2026	Quit Claim Deed, Transfer · Conventional Mortgage BMO HARRIS BANK
Oct 18, 2019	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 1997 · Amount on Record
Deed Sale	Jul 30, 1997 · Amount on Record
Prior Sale	Apr 25, 1996 · Amount on Record
Deed Document Number	199797R-036078
Last Transfer Date	Aug 24, 2026
Transfer Doc	0000026475
Record Updated	Oct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCHENRY IL
Recording Date	Sep 10, 2026
Property Address	632 ARTHUR DR, CARY, IL 60013-2062
Document Number	0000026475
Instrument Date	Aug 24, 2026
Instrument	202626475
Transaction Type	Transfer
Record Updated	Sep 24, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	632 ARTHUR DR, CARY, IL 60013-2062

Mortgage

Document Number	0000026476,
Date	Sep 10, 2026
Instrument	202626476

Lender

Name	BMO HARRIS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2041

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	632 ARTHUR DR, CARY, IL 60013-2062
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000035322
Date	Oct 18, 2019
Instrument	2019R0035322

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 17, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Algonquin Township
Municipality	Cary Village
Elementary School District	Cary Community Consolidated School District 26 (PK - 08)
Secondary School District	Community High School District 155 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$8,389.00	$107,617 (+33.66%) Land $18,389 Building $89,228	$322,851 (+33.66%) Land $55,167 Building $267,684
2022	Homeowner's exemption	$80,517 Land $17,250 Building $63,267	$241,551 Land $51,750 Building $189,801

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	6 (1979–2013)
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms & Flooding, Oct 1986 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARY serves 17,826 people · EPA ID IL1110100
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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