632 Andrews Dr, Lincolnton, NC 28092 Property Records

Lincoln County property record for 632 Andrews Dr, Lincolnton, NC 28092

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,793 sqft · built 1956
Lot Size	1.33 acres (58,153 sqft)
Owner	2 Individual Names on File
Last Sale	$269,500 (May 2021)
Tax Bill	$2,734 (2026)
Deeds & Mortgages	May 2025 Mortgage Oct 2025 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3623-47-1758`

Property Details

APN / Parcel Number

Primary APN	`3623-47-1758`
Alternative APNs	`362306471767` `284219` `313170` `16936`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,793 sqft Living Area
Basement Area	1,257 sqft
Unfinished Basement	1,257 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	58,153 sqft (1.33 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	313170
Street Address	632 ANDREWS DR
City	LINCOLNTON
State	NC
Zip	28092-8015
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-25
Legal Description	LEATHERMAN LD RD1005
Jurisdiction	LINCOLN NC
Township / Civil Division	LINCOLNTON
Census Block Group	4
Census Block	4005
Census Tract	70800

Owner

632 Andrews Dr is owned and occupied by two individuals who bought it in May 2021.

Source: Lincoln County records, as of August 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	632 ANDREWS DR, LINCOLNTON, NC 28092-8015
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 12, 2025	Deed of Trust, Mortgage · Stand-Alone First Mortgage TRULIANT FCU
Oct 3, 2025	Intrafamily Transfer, Transfer
May 10, 2021	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Jun 24, 2019	Deed of Trust, Mortgage · Line of Credit FIRST FSB/LINCOLNTON

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 10, 2021 · Amount on File
Deed Sale	May 10, 2021 · Amount on File
Deed Document Number	2021630967
Deed Book / Page	3039 / 903
Prior Transfer Date	Sep 15, 2015
Prior Transfer Doc	0025430249
Record Updated	Oct 29, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	632 ANDREWS DR, LINCOLNTON, NC 28092-8015
Transaction Type	Mortgage
Record Updated	Oct 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003406794
Date	May 12, 2025
Book Page	3406/794
Instrument	694079

Lender

Name	TRULIANT FCU
Type	Credit Union
Address	WINSTON SALEM, NC 27103

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 20, 2045

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LINCOLN NC
Recording Date	Oct 3, 2025
Property Address	632 ANDREWS DR, LINCOLNTON, NC 28092-8015
Document Number	0003444271
Book / Page	3444 / 271
Instrument Date	Oct 2, 2025
Instrument	700209
Transaction Type	Transfer
Record Updated	Oct 10, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	632 ANDREWS DR, LINCOLNTON, NC 28092-8015

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	632 ANDREWS DR, LINCOLNTON, NC 28092-8015

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	May 10, 2021
Property Address	632 ANDREWS DR, LINCOLNTON, NC 28092-8015
Document Number	0003039903
Book / Page	3039 / 903
Instrument Date	May 6, 2021
Instrument	630967
Transaction Type	Transfer
Record Updated	Oct 10, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$539.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3881 KING WILKINSON RD, LINCOLNTON, NC 28092-8190

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	632 ANDREWS DR, LINCOLNTON, NC 28092-8015

Mortgage

Document Number	0000630968
Date	May 10, 2021
Instrument	630968

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	632 ANDREWS DR, LINCOLNTON, NC 28092-8015
Document Number	2827342
Instrument Date	Jun 24, 2019
Transaction Type	Mortgage
Record Updated	Jul 8, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	632 ANDREWS DR LINCOLNTON NC 280928015, LINCOLNTON, NC 28092-8015

Mortgage

Document Number	2827342
Date	Jun 28, 2019
Book Page	002827/000342
Instrument	594418

Lender

Name	FIRST FSB/LINCOLNTON
Type	Federal Savings Bank
Address	LINCOLNTON, NC 28092-3398

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Jun 27, 2034

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 632 Andrews Dr was $2,734, up 7.2% from the year before.

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,734.00 (+7.22%)	$426,039 (+6.74%) Land $32,412 Building $393,627	$426,039 (+6.74%) Land $32,412 Building $393,627
2025	$2,550.00	$399,135 Land $32,145 Building $366,990	$399,135 Land $32,145 Building $366,990
2023	$2,470.00	$399,135 Land $32,145 Building $366,990	$399,135 Land $32,145 Building $366,990

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 632 Andrews Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 632 Andrews Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on Andrews Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures