632 3rd St, Lyndhurst, NJ 07071 Property Records

Bergen County and Lyndhurst Township property record for 632 3rd St, Lyndhurst, NJ 07071

Property Summary

Property Type	Single Family Home
Details	2,181 sqft · built 1925
Lot Size	0.13 acres (5,670 sqft)
Owner	Individual Name on Record
Last Sale	$480,000 (Dec 2020)
Tax Bill	$14,053 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Dec 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`32-00215-0000-00031`

Property Details

APN / Parcel Number

Primary APN	`32-00215-0000-00031`
Alternative APNs	`320021500031` `00537000`

Interior

Stories	1 Story
Building Area	2,181 sqft Living Area

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Exterior Material	Metal
Construction Type	Metal Frame
Lot Area	5,670 sqft (0.13 acres)
Lot Dimensions	126 ft deep x 45 ft wide

Location & Zoning

Account Number	00537000
Street Address	632 3RD ST
City	LYNDHURST
State	NJ
Zip	07071-2812
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	45X126 IRR
Legal Subdivision	HORACE R BOGLE MAP 1
Legal Block	215
Legal Lot Number	31
Jurisdiction	BERGEN NJ
Township / Civil Division	LYNDHURST
Census Block Group	2
Census Block	2003
Census Tract	31400

Owner

Source: Bergen County and Lyndhurst Township records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	632 3RD ST, LYNDHURST, NJ 07071-2812
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2022	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO
Dec 31, 2020	Deed, Transfer · FHA Mortgage FAMILY FIRST FUNDING LLC
Sep 1, 2012	Loan Modification, Mortgage · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 31, 2020 · Amount on Record
Deed Sale	Dec 31, 2020 · Amount on Record
Prior Sale	Mar 20, 2006 · Amount on Record
Deed Document Number	2020141163
Deed Book / Page	3891 / 878
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	632 3RD ST, LYNDHURST, NJ 07071-2812
Transaction Type	Mortgage
Record Updated	Oct 18, 2022
Title Company	TITLE365 OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	632 3RD ST, LYNDHURST, NJ 07071-2812

Mortgage

Document Number	0048071164
Date	Sep 14, 2022
Book Page	4807/1164
Instrument	2022090986

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Dec 31, 2020
Property Address	632 3RD ST, LYNDHURST, NJ 07071-2812
Document Number	0038910878
Book / Page	3891 / 878
Instrument Date	Oct 27, 2020
Instrument	20-141163
Transaction Type	Transfer
Record Updated	Aug 17, 2022
Title Company	INSIGHT TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,839.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1305 MAPLE RIDGE RD, 1305, WILMINGTON, NC 28411-7409

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	632 3RD ST, LYNDHURST, NJ 07071-2812

Mortgage

Document Number	0020141164
Date	Dec 31, 2020
Instrument	20-141164

Lender

Name	FAMILY FIRST FUNDING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 1, 2050

September 2012: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BERGEN NJ
Property Address	632 3RD ST, LYNDHURST, NJ 07071-2812
Document Number	0026041172
Instrument Date	Sep 1, 2012
Transaction Type	Mortgage
Record Updated	Aug 20, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	632 3RD ST LYNDHURST NJ 070712812, LYNDHURST, NJ 07071-2812

Mortgage

Document Number	0026041172
Date	May 8, 2017
Book Page	002604/001172

Lender

Name	BANK OF AMERICA
Type	Bank
Address	BROOMFIELD, CO 80021

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	May 7, 2042

Tax Assessment & Valuation

Source: Bergen County and Lyndhurst Township assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
County Subdivision	Lyndhurst Township
Unified School District	Lyndhurst Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$661,000 (+4.65%) Land $341,300 Building $319,700	$661,000 (+4.65%) Land $341,300 Building $319,700
2025	$14,053.00 (+8.02%)	$631,600 (+2.32%) Land $328,800 Building $302,800	$631,600 (+2.32%) Land $328,800 Building $302,800
2024	$13,010.00 (+12.44%)
2023		$617,300 Land $321,300 Building $296,000	$617,300 Land $321,300 Building $296,000
2022	$11,571.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNDHURST WATER DEPARTMENT serves 22,000 people · EPA ID NJ0232001
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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