632 31st St NW, Naples, FL 34120 Property Records

Collier County property record for 632 31st St NW, Naples, FL 34120

Property Summary

Property Type	Single Family Home
Details	3,994 sqft · built 2024
Lot Size	2.5 acres (108,900 sqft)
Owner	2 Individual Names on Record
Last Sale	$495,000 (Sep 2021)
Tax Bill	$20,560 (2025)
Deeds & Mortgages	Nov 2022 Mortgage Mar 2022 Transfer + 3 more
Flood Zone	Zone AH (high risk)
APN	`327100 20 04B01`

Property Details

APN / Parcel Number

Primary APN	`327100 20 04B01`
Alternative APN	`36861120009`

Interior

Building Area	3,994 sqft Living Area

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Construction Type	Masonry / Concrete Block
Lot Area	108,900 sqft
Pool Area	434 sqft
Deck Area	893 sqft

Location & Zoning

Street Address	632 31ST ST NW
City	NAPLES
State	FL
Zip	34120-1712
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	E
Legal Description	GOLDEN GATE EST UNIT 6 N 165FT OF TRACT 20
Legal Range	26
Legal Township	49
Legal Section	1
Legal Subdivision	GOLDEN GATE EST UNIT 6
Legal Tract	20
Legal Block	1
Legal Unit	6
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1008
Census Tract	10424

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	632 31ST ST NW, NAPLES, FL 34120-1712
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST HORIZON BANK
Mar 25, 2022	Quit Claim Deed, Transfer WARRANTY TITLE SOLUTIONS LLC
Sep 21, 2021	Warranty Deed, Transfer WARRANTY TITLE SOLUTIONS LLC
Feb 23, 2021	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Feb 22, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 21, 2021 · Amount on Record
Deed Sale	Sep 21, 2021 · Amount on Record
Deed Document Number	20216130638
Deed Book / Page	6014 / 2485
Last Transfer Date	Mar 14, 2022
Transfer Doc	0061022446
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	632 31ST ST NW, NAPLES, FL 34120-1712
Transaction Type	Mortgage
Record Updated	Dec 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1380 BALD EAGLE DR, NAPLES, FL 34105-7415

Mortgage

Document Number	0061941371
Date	Nov 30, 2022
Book Page	6194/1371
Instrument	6334887

Lender

Name	FIRST HORIZON BANK
Type	Bank
Address	MEMPHIS, TN 38103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Dec 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.5%
Index	Other
Max Rate	10.5%

March 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COLLIER FL
Recording Date	Mar 25, 2022
Property Address	632 31ST ST NW, NAPLES, FL 34120-1712
Document Number	0061022446
Book / Page	6102 / 2446
Map Reference	MB 4 PG 93
Instrument Date	Mar 14, 2022
Instrument	6225146
Transaction Type	Transfer
Record Updated	Dec 16, 2025
Title Company	WARRANTY TITLE SOLUTIONS LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 82469, LAS VEGAS, NV 89180-2469

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2315 N 30TH ST, TACOMA, WA 98403-3322

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Sep 21, 2021
Property Address	632 31ST ST NW, NAPLES, FL 34120-1712
Document Number	0060142485
Book / Page	6014 / 2485
Map Reference	MB 4 PG 93
Instrument Date	Sep 17, 2021
Instrument	6130638
Transaction Type	Transfer
Record Updated	Dec 16, 2025
Title Company	WARRANTY TITLE SOLUTIONS LLC

Transaction

Amount	Amount Recorded
Tax	$3,465.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8668 KLONDIKE PEAK MNR, BOYNTON BEACH, FL 33473-5055

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 82469, LAS VEGAS, NV 89180-2469

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COLLIER FL
Recording Date	Feb 23, 2021
Property Address	632 31ST ST NW, NAPLES, FL 34120-1712
Document Number	0058970110
Book / Page	5897 / 110
Map Reference	MB 4 PG 93
Instrument Date	Feb 11, 2021
Instrument	6006623
Transaction Type	Transfer
Record Updated	Dec 16, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8668 KLONDIKE PEAK MNR, BOYNTON BEACH, FL 33473-5055

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COLLIER FL
Recording Date	Feb 22, 2021
Property Address	632 31ST ST NW, NAPLES, FL 34120-1712
Document Number	0058960625
Book / Page	5896 / 625
Map Reference	MB 4 PG 93
Instrument Date	Feb 9, 2021
Instrument	6005620
Transaction Type	Transfer
Record Updated	Dec 16, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	8668 KLONDIKE PEAK MNR, BOYNTON BEACH, FL 33473-5055

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,726,833 (-12.45%) Land $362,500 Building $1,364,333	$1,726,833 (-12.45%) Land $362,500 Building $1,364,333
2025	$20,560.00 (+600.27%) Homeowner's exemption	$1,972,411 (+713.37%) Land $362,500 Building $1,609,911	$1,972,411 (+713.37%) Land $362,500 Building $1,609,911
2024	$2,936.00 (+17.44%)
2023	$2,500.00 (-2.95%)	$242,500 (+3.19%) Land $242,500	$242,500 (+3.19%) Land $242,500
2022	$2,576.00	$235,000 Land $235,000	$235,000 Land $235,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 345 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	353 units insured incl. 8 condo units
Nearby Flood Claims	8 (2017–2024)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Irma, Sep 2017 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · lower than 66% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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