Humboldt County property record for 632 2nd St, Scotia, CA 95565
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.176 acres (7,650 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $600,000 (Mar 2021) |
| Tax Bill | $2,822 (2025) |
| Deeds & Mortgages | Dec 2022 Second Mortgage Mar 2021 Sale & Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 205-441-013-000 |
| Primary APN | 205-441-013-000 |
|---|
| Lot Area | 7,650 sqft (0.176 acres) |
|---|
| Street Address | 632 2ND ST |
|---|---|
| City | SCOTIA |
| State | CA |
| Zip | 95565-9712 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 222 TR654 TOWN OF SCOTIA PH2 BK25/MAPS PG79-95 |
| Legal Subdivision | TRACT NO 654 |
| Legal Tract | 654 |
| Legal Block | 4 |
| Legal Lot Number | 222 |
| Jurisdiction | HUMBOLDT CA |
| Township / Civil Division | GARBERVILLE |
| Census Block Group | 4 |
| Census Block | 4042 |
| Census Tract | 11100 |
Source: Humboldt County records, as of June 1, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 563, SCOTIA, CA 95565-0563 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 14, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FREEDOM MORTGAGE CORP |
| Mar 19, 2021 | Grant Deed, Transfer · Line of Credit COAST CENTRAL CU |
| Jun 4, 2020 | Grant Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 19, 2021 · Amount on Record |
| Deed Sale | Mar 19, 2021 · Amount on Record |
| Prior Sale | Jun 4, 2020 · Amount on Record |
| Deed Document Number | 20216258 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HUMBOLDT CA |
| Property Address | 632 2ND AVE, SCOTIA, CA 95565 |
| Transaction Type | Mortgage |
| Record Updated | Aug 1, 2023 |
| Name | Verified Name |
|---|---|
| Address | 632 2ND AVE, SCOTIA, CA 95565 |
| Document Number | 0000021516 |
|---|---|
| Date | Dec 14, 2022 |
| Instrument | 2022-021516 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 331 Months |
| Due | Jul 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HUMBOLDT CA |
| Recording Date | Mar 19, 2021 |
| Property Address | 632 2ND AVE, SCOTIA, CA 95565 |
| Document Number | 0000006258 |
| Map Reference | MB 25 PG 79-95 |
| Instrument Date | Dec 8, 2020 |
| Instrument | 2021-006258 |
| Transaction Type | Transfer |
| Record Updated | Aug 1, 2023 |
| Title Company | FIDELITY NATL TTL CO OF CA |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2161 BLARWOOD CR, EUREKA, CA 95503 |
| Investor | Possibly a Property Investor |
| Document Number | 0000006259 |
|---|---|
| Date | Mar 19, 2021 |
| Instrument | 2021-006259 |
| Name | COAST CENTRAL CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Number | 0000006261 |
|---|---|
| Date | Mar 19, 2021 |
| Instrument | 2021-006261 |
| Name | ARCATA ECONOMIC DEVELOPMENT CORPORATION |
|---|---|
| Type | Non-Lending Institution |
| Address | EUREKA, CA 95501 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HUMBOLDT CA |
| Recording Date | Jun 4, 2020 |
| Property Address | 632 2ND ST, SCOTIA, CA 95565 |
| Document Number | 0000008949 |
| Map Reference | MB 25 PG 79-95 |
| Instrument Date | Apr 6, 2020 |
| Instrument | 2020-008949 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2023 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF CA |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 563, SCOTIA, CA 95565-0563 |
| Document Number | 0000008950 |
|---|---|
| Date | Jun 4, 2020 |
| Instrument | 2020-008950 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
Source: Humboldt County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | California |
| County | Humboldt County |
| Secondary School District | Fortuna Union High School District (09 - 12) |
| Elementary School District | Scotia Union Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $2,822.00 (+4.75%) | $263,563 (+4.04%) Land $92,956 Building $170,607 |
| 2024 | $2,694.00 (+1.62%) | |
| 2023 | $2,651.00 (+0.88%) | $253,331 Land $89,348 Building $163,983 |
| 2022 | $2,628.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 9 (1986–1997) |
| Most Recent Claim | Jan 1997 · Severe Storms, Flooding, Mud And Landslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCOTIA CSD private · serves 681 people · EPA ID CA1210010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2023 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Turbidity not recorded as resolved · Mar 2026 |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 Coliform assessment Jun 2019 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| 101Netlink Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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