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632 1st St, Richmond, CA 94801 Property Records

Contra Costa County property record for 632 1st St, Richmond, CA 94801

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,237 sqft · built 1993
Lot Size0.09 acres (3,919 sqft)
OwnerTrust Name on File
Last Sale$50,000 (Jun 1997)
Tax Bill$3,638 (2025)
Deeds & MortgagesOct 2025 Mortgage
Jun 2019 Transfer
Flood ZoneZone X (minimal risk)
APN534-222-015-8

Property Details

APN / Parcel Number

Primary APN534-222-015-8
Alternative APN
  • 534-222-015

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,237 sqft Living Area
1st Floor Area1,237 sqft

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Lot Area3,919 sqft (0.09 acres)
Garage TypeAttached
Garage Area358 sqft
Parking Spaces1 Parking Space

Location & Zoning

Street Address632 1ST ST
CityRICHMOND
StateCA
Zip94801-2602
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionTOWN PT RICHMOND #3 LOT 7 POR 8 BLK E
Legal SubdivisionPOINT RICHMOND MAP
Legal BlockE
Legal Lot Number7
JurisdictionCONTRA COSTA CA
Township / Civil DivisionWEST CONTRA COSTA
Census Block Group2
Census Block2005
Census Tract376000

Owner

632 1st St is held in a trust since December 2006.

Source: Contra Costa County records, as of July 14, 2026

Owner of RecordTrust Name on File
Mailing Address4330 SANTA RITA RD, EL SOBRANTE, CA 94803-2309
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 30, 2025Deed of Trust, Mortgage · Conventional Mortgage
THE LOAN STORE INC
Jun 26, 2019Affidavit of Death, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 6, 1997 · Amount on File
Deed SaleJun 6, 1997 · Amount on File
Deed Document Number199797524
Last Transfer DateDec 10, 2006
Transfer Doc0000397977
Record UpdatedSep 20, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address632 1ST ST, RICHMOND, CA 94801-2602
Transaction TypeMortgage
Record UpdatedNov 12, 2025
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address4330 SANTA RITA RD, EL SOBRANTE, CA 94803-2309

Mortgage

Document Number0000122677
DateOct 30, 2025
Instrument2025- 122677
Lender
NameTHE LOAN STORE INC
TypeMortgage Company
Address6340 N CAMPBELL AVE STE 100, TUCSON, AZ 85718
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2055

June 2019: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionCONTRA COSTA CA
Recording DateJun 26, 2019
Property Address632 1ST ST, RICHMOND, CA 94801-2602
Document Number0000097828
Instrument DateJun 5, 2019
Instrument97828
Transaction TypeTransfer
Record UpdatedJul 8, 2019
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address4330 SANTA RITA RD EL SOBRANTE CA 948032309, EL SOBRANTE, CA 94803-2309

Tax Assessment & Valuation

The 2025 property tax bill for 632 1st St was $3,638.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalityRichmond City
Unified School DistrictWest Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$152,802 (+2%) Land $53,142 Building $99,660
2025$3,638.00$149,806 Land $52,100 Building $97,706
2023$3,549.00 (+2.78%)$143,991 Land $50,078 Building $93,913
2022$3,453.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 632 1st St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1998)
Claims Outside the SFHA1 of 1
Most Recent ClaimJan 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 632 1st St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST BAY MUD
serves 1,468,000 people · EPA ID CA0110005
Water SourceSurface water
Last State InspectionDec 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 699 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sonic Telecom
Fiber		10,000 / 10,000
AT&T
Fiber · Fixed Wireless, DSL in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Unwired
Fixed Wireless		300 / 25
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Etheric Networks, GeoLinks.

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