632 18th St, Ames, IA 50010 Property Records

Story County property record for 632 18th St, Ames, IA 50010

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,196 sqft · built 1955
Lot Size	0.327 acres (14,250 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,520 (2025)
Deeds & Mortgages	Nov 2022 Mortgage Sep 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-35-303-010`

Property Details

APN / Parcel Number

Primary APN	`05-35-303-010`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,196 sqft Living Area
1st Floor Area	1,365 sqft
Basement Area	1,365 sqft
Finished Basement	1,065 sqft
Unfinished Basement	300 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,250 sqft (0.327 acres)
Lot Dimensions	150 ft deep x 95 ft wide
Garage Type	Attached
Garage Area	546 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	Deck Area
Patio Area	325 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	632 18TH ST
City	AMES
State	IA
Zip	50010-4923
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	GERBRACH'S ADD LOT:20 AMES
Legal Range	24W
Legal Township	84N
Legal Section	35
Legal Subdivision	GERBRACH'S ADD
Legal Lot Number	20
Jurisdiction	STORY IA
Township / Civil Division	FRANKLIN
Census Block Group	2
Census Block	2017
Census Tract	200

Owner

Source: Story County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	632 18TH ST, AMES, IA 50010-4923
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST INTERSTATE BANK
Sep 16, 2022	Intrafamily Transfer, Transfer
Aug 2, 2022	Legal Action/Court Order, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Sep 14, 2022
Transfer Doc	0202209229
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	632 18TH ST, AMES, IA 50010-4923
Transaction Type	Mortgage
Record Updated	Jan 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202210909
Date	Nov 16, 2022
Instrument	2022-10909

Lender

Name	FIRST INTERSTATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2052

Interest

Rate Type	Fixed Rate

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STORY IA
Recording Date	Sep 16, 2022
Property Address	632 18TH ST, AMES, IA 50010-4923
Document Number	0202209229
Instrument Date	Sep 14, 2022
Instrument	2022-09229
Transaction Type	Transfer
Record Updated	Nov 21, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1028 F AVE, NEVADA, IA 50201-2338

August 2022: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	STORY IA
Recording Date	Aug 2, 2022
Property Address	632 18TH ST, AMES, IA 50010-4923
Document Number	0202207714
Instrument Date	Jul 26, 2022
Instrument	2022-07714
Transaction Type	Foreclosure
Record Updated	Nov 21, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1028 F AVE, NEVADA, IA 50201-2338

Tax Assessment & Valuation

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Ames City
County	Story County
Unified School District	Ames Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,520.00 (+12.75%) Homeowner's exemption	$412,300 (+18.55%) Land $78,400 Building $333,900	$412,300 (+18.55%) Land $78,400 Building $333,900
2024	$4,896.00 (+23.51%)
2023		$347,800 Land $61,100 Building $286,700	$347,800 Land $61,100 Building $286,700
2022	$3,964.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2026 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMES WATER TREATMENT PLANT serves 55,177 people · EPA ID IA8503039
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 501 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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