Lake County property record for 632 13th Ave, Two Harbors, MN 55616
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 936 sqft · built 1952 |
| Owner | 2 Individual Names on File |
| Last Sale | $110,000 (Dec 2010) |
| Deeds & Mortgages | Feb 2024 Mortgage Sep 2018 Mortgage |
| APN | 23-7665-73080 |
| Primary APN | 23-7665-73080 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 936 sqft Gross Area |
| Fireplace | Fireplace |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Ranch |
| Exterior Material | Fiber Cement Siding |
| Construction Type | Wood |
| Garage Area | 864 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
| Deck Area | 15 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 632 13TH AVE |
|---|---|
| City | TWO HARBORS |
| State | MN |
| Zip | 55616-1228 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 8 BLOCK 73 |
| Legal Block | 73 |
| Legal Lot Number | 8 |
| Jurisdiction | LAKE MN |
| Township / Civil Division | TWO HARBORS |
| Census Block Group | 1 |
| Census Block | 1058 |
| Census Tract | 370400 |
632 13th Ave is owned and occupied by two individuals who bought it in December 2010.
Source: Lake County records, as of August 4, 2023
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 632 13TH AVE, TWO HARBORS, MN 55616-1228 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 15, 2024 | Deed of Trust, Mortgage · Conventional Mortgage TWO HARBORS FEDERAL CREDIT UNION |
| Sep 13, 2018 | Deed of Trust, Mortgage TWO HARBORS FEDERAL CREDIT UNION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 15, 2010 · Amount on File |
| Deed Sale | Dec 15, 2010 · Amount on File |
| Deed Document Number | 100689 |
| Prior Transfer Date | Dec 3, 2010 |
| Prior Transfer Doc | A000173007 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE MN |
| Property Address | 632 13TH AVE, TWO HARBORS, MN 55616-1228 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2024 |
| Name | Verified Name |
|---|
| Document Number | A000203722 |
|---|---|
| Date | Feb 15, 2024 |
| Instrument | A000203722 |
| Name | TWO HARBORS FEDERAL CREDIT UNION |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Feb 1, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE MN |
| Property Address | 632 13TH AVE, TWO HARBORS, MN 55616-1228 |
| Transaction Type | Mortgage |
| Record Updated | Sep 26, 2018 |
| Name | Verified Name |
|---|
| Document Number | A000190543 |
|---|---|
| Date | Sep 13, 2018 |
| Instrument | A000190543 |
| Name | TWO HARBORS FEDERAL CREDIT UNION |
|---|---|
| Type | Credit Union |
| Amount | Amount on Record |
|---|
Source: Lake County assessment roll, as of February 1, 2023
| Type | Name |
|---|---|
| State | Minnesota |
| County | Lake County |
| Municipality | Two Harbors City |
| Unified School District | Lake Superior Public School District (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2023 | $200,700 Land $21,300 Building $179,400 | $200,700 Land $21,300 Building $179,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 632 13th Ave.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 632 13th Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Two Harbors serves 3,698 people · EPA ID MN1380005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | 6 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Zito Media Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures