6318 Loudon Ave, Elkridge, MD 21075 Property Records

Howard County property record for 6318 Loudon Ave, Elkridge, MD 21075

Property Summary

Property Type	Single Family Home
Details	1 ba · 960 sqft · built 1988
Lot Size	0.138 acres (6,000 sqft)
Owner	Individual Name on File
Last Sale	$237,500 (Jan 2019)
Tax Bill	$5,338 (2026)
Deeds & Mortgages	Jan 2020 Mortgage Jan 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-177532`

Property Details

APN / Parcel Number

Primary APN	`01-177532`
Alternative APNs	`1177532` `177532`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	960 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,000 sqft (0.138 acres)
Deck Area	133 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	177532
Street Address	6318 LOUDON AVE
City	ELKRIDGE
State	MD
Zip	21075-5635
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R12
Legal Description	LOTS 125-126 6000 SQ 6318 LOUDON AVE HARWOOD PARK
Legal Subdivision	HARWOOD PARK
Legal Lot Number	125,126
Jurisdiction	HOWARD MD
Township / Civil Division	1, ELKRIDGE
Census Block Group	1
Census Block	1014
Census Tract	601204

Owner

6318 Loudon Ave is owned by an individual who bought it in January 2019.

Source: Howard County records, as of September 4, 2026

Owner of Record	Individual Name on File
Mailing Address	6316 LOUDON AVE, ELKRIDGE, MD 21075-5635
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2020	Deed of Trust, Mortgage · Conventional with PMI NFM LNDG
Jan 18, 2019	Grant Deed, Transfer · Conventional with PMI EMBRACE HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 18, 2019 · Amount on File
Deed Sale	Jan 18, 2019 · Amount on File
Prior Sale	Dec 17, 1999
Deed Book / Page	18524 / 84
Transfer Doc	0000000213
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	6318 LOUDON AVE, ELKRIDGE, MD 21075-5635
Document Number	0191410308
Instrument Date	Jan 15, 2020
Transaction Type	Mortgage
Record Updated	Feb 11, 2020
Title Company	PASSPORT TITLE SERVICES LLC, PASSPORT TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6318 LOUDON AVE ELKRIDGE MD 210755635, ELKRIDGE, MD 21075-5635

Mortgage

Document Number	0191410308
Date	Jan 23, 2020
Book Page	019141/000308

Lender

Name	NFM LNDG
Address	LINTHICUM, MD 21090

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 22, 2050

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HOWARD MD
Recording Date	Jan 18, 2019
Property Address	6318 LOUDON AVE, ELKRIDGE, MD 21075-5635
Document Number	0185240084
Book / Page	018524 / 000084
Instrument Date	Dec 28, 2018
Transaction Type	Transfer
Record Updated	Jan 31, 2019
Title Company	CAPITOL SETTLEMENTS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$237.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	6318 LOUDON AVE ELKRIDGE MD 210755635, ELKRIDGE, MD 21075-5635

Mortgage

Document Number	185240090
Date	Jan 18, 2019
Book Page	018524/000090

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 17, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 6318 Loudon Ave was $5,338, up 5.8% from the year before.

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,338.00 (+5.77%)	$335,100 (+6.03%) Land $184,500 Building $150,600	$335,100 (-) Land $184,500 Building $150,600
2025	$5,047.00 (+5.76%)	$316,033	$335,100 Land $184,500 Building $150,600
2024	$4,772.00
2023		$277,900 Land $139,500 Building $138,400	$277,900 Land $139,500 Building $138,400
2022	$2,975.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6318 Loudon Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6318 Loudon Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	3 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
Believe Broadband Fixed Wireless	500 / 100
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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