6318 Cordelia Rd, Williamsburg, VA 23188 Property Records

James City County property record for 6318 Cordelia Rd, Williamsburg, VA 23188

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,867 sqft · built 2017
Lot Size	0.108 acres (4,704 sqft)
Owner	Individual Name on File
Last Sale	$485,000 (Dec 2023)
Tax Bill	$3,627 (2025)
Deeds & Mortgages	Oct 2026 Line of Credit Jul 2026 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`23-3 03-0-0129`

Property Details

APN / Parcel Number

Primary APN	`23-3 03-0-0129`
Alternative APN	`34095`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,867 sqft Living Area

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	4,704 sqft (0.108 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	170 sqft
Deck Area	240 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	34095
Street Address	6318 CORDELIA RD
City	WILLIAMSBURG
State	VA
Zip	23188-2948
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MU MIXED U
Legal Description	L-129 PH-5 S-1C COLONIAL HERITAGE
Legal Subdivision	COLONIAL HERITAGE
Legal Phase	5
Legal Lot Number	129
Jurisdiction	JAMES CITY VA
Township / Civil Division	STONEHOUSE
Census Block Group	3
Census Block	3008
Census Tract	80402

Owner

6318 Cordelia Rd is owned and occupied by an individual who bought it in December 2023.

Source: James City County records, as of October 15, 2026

Owner of Record	Individual Name on File
Mailing Address	6318 CORDELIA RD, WILLIAMSBURG, VA 23188-2948
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2026	Deed of Trust, Mortgage · Line of Credit FINANCE OF AMERICA REVERSE LLC
Jul 1, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Dec 1, 2023	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Feb 7, 2022	Transfer on Death Deed, Transfer
Sep 14, 2017	Warranty Deed, Subdivision Related Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2023 · Amount on File
Deed Sale	Dec 1, 2023 · Amount on File
Prior Sale	Sep 14, 2017 · Amount on File
Deed Document Number	202312737
Prior Transfer Date	Feb 7, 2022
Prior Transfer Doc	0202201878
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Recording Date	Oct 1, 2026
Property Address	6318 CORDELIA RD, WILLIAMSBURG, VA 23188-2948
Document Number	0000012745
Instrument Date	Sep 25, 2026
Instrument	202612745
Transaction Type	Mortgage
Record Updated	Oct 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6318 CORDELIA RD, WILLIAMSBURG, VA 23188-2948

Mortgage

Document Number	0000012745,
Date	Oct 1, 2026
Instrument	202612745

Lender

Name	FINANCE OF AMERICA REVERSE LLC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	995 Months
Due	Sep 10, 2109

Interest

Max Rate	-1%

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	JAMES CITY VA
Recording Date	Jul 1, 2026
Property Address	6318 CORDELIA RD, WILLIAMSBURG, VA 23188-2948
Document Number	0000008349
Instrument Date	Jun 18, 2026
Instrument	20268349
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6318 CORDELIA RD, WILLIAMSBURG, VA 23188-2948

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JAMES CITY VA
Recording Date	Dec 1, 2023
Property Address	6318 CORDELIA RD, WILLIAMSBURG, VA 23188-2948
Document Number	0202312737
Instrument Date	Nov 27, 2023
Instrument	202312737
Transaction Type	Transfer
Record Updated	Dec 13, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6318 CORDELIA RD, WILLIAMSBURG, VA 23188-2948

Mortgage

Document Number	0202312740
Date	Dec 1, 2023
Instrument	202312740

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2053

Interest

Rate Type	Fixed Rate

February 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	JAMES CITY VA
Recording Date	Feb 7, 2022
Property Address	6318 CORDELIA RD, WILLIAMSBURG, VA 23188-2948
Document Number	0202201878
Instrument Date	Feb 7, 2022
Instrument	202201878
Transaction Type	Transfer
Record Updated	Sep 6, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

September 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	JAMES CITY VA
Recording Date	Sep 14, 2017
Property Address	6318 CORDELIA RD, WILLIAMSBURG, VA 23188-2948
Document Number	0000018237
Instrument Date	Sep 6, 2017
Instrument	18237
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 17, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6318 CORDELIA RD WILLIAMSBURG VA 231882948, WILLIAMSBURG, VA 23188-2948

Tax Assessment & Valuation

The 2025 property tax bill for 6318 Cordelia Rd was $3,627, up 6.4% from the year before.

Source: James City County assessment roll, as of October 14, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,627.00 (+6.43%)	$437,000 Land $127,100 Building $309,900	$437,000 Land $127,100 Building $309,900
2024	$3,408.00 (+17.19%)
2023	$2,908.00	$350,400 Land $105,200 Building $245,200	$350,400 Land $105,200 Building $245,200
2022	$2,908.00
2019	$2,466.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6318 Cordelia Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	21 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6318 Cordelia Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JCSA - CENTRAL SYSTEM serves 57,726 people · EPA ID VA3095490
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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