Oceana County property record for 6317 Cheyenne Rd, Pentwater, MI 49449
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.363 acres (15,845 sqft) |
| Owner | Individual Name on File |
| Last Sale | $405,000 (Mar 2026) |
| Tax Bill | $3,189 (2025) |
| Deeds & Mortgages | Jan 2018 Mortgage Dec 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-080-073-00 |
| Primary APN | 001-080-073-00 |
|---|
| Lot Area | 15,845 sqft (0.363 acres) |
|---|
| Street Address | 6317 CHEYENNE RD |
|---|---|
| City | PENTWATER |
| State | MI |
| Zip | 49449-9409 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 6317 N CHEYENE RD - APACHE HILLS REPLAT LOT 73 WD-2003/7842 QC-2010/8370 WD-2015/10371 SPL FR 072-00 IN 1982 |
| Legal Subdivision | APACHE HILLS REPLAT |
| Legal Lot Number | 73 |
| Jurisdiction | OCEANA MI |
| Township / Civil Division | PENTWATER |
| Census Block Group | 1 |
| Census Block | 1132 |
| Census Tract | 10800 |
6317 Cheyenne Rd is owned and occupied by an individual who bought it in March 2026.
Source: Oceana County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4945 LANDING WAY, KALAMAZOO, MI 49048-6102 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 16, 2018 | Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU |
| Dec 3, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PREFERRED CU |
| Sep 29, 2025 | Deed of Trust, Mortgage · Line of Credit WEST SHORE BANK |
| Mar 20, 2026 | Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 20, 2026 · Amount on File |
| Deed Sale | Mar 20, 2026 · Amount on File |
| Prior Sale | Jun 29, 2015 |
| Prior Transfer Date | May 7, 2010 |
| Prior Transfer Doc | 2010/008370 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEANA MI |
| Property Address | 6317 CHEYENNE RD, PENTWATER, MI 49449-9409 |
| Transaction Type | Mortgage |
| Record Updated | May 1, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2018/000924 |
|---|---|
| Date | Jan 16, 2018 |
| Book Page | 2018/000924 |
| Instrument | 201800000262 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49501 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Feb 1, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEANA MI |
| Property Address | 6317 CHEYENNE RD, PENTWATER, MI 49449-9409 |
| Transaction Type | Mortgage |
| Record Updated | May 1, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2020/27089 |
|---|---|
| Date | Dec 3, 2020 |
| Book Page | 2020/27089 |
| Instrument | 202000007020 |
| Name | PREFERRED CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEANA MI |
| Property Address | 6317 CHEYENNE RD, PENTWATER, MI 49449-9409 |
| Transaction Type | Mortgage |
| Record Updated | May 1, 2026 |
| Name | Verified Name |
|---|---|
| Address | 6317 CHEYENNE RD, PENTWATER, MI 49449-9409 |
| Document Number | 2025/19008 |
|---|---|
| Date | Sep 29, 2025 |
| Book Page | 2025/19008 |
| Instrument | 202500005049 |
| Name | WEST SHORE BANK |
|---|---|
| Type | Bank |
| Address | LUDINGTON, MI 49431 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OCEANA MI |
| Recording Date | Mar 20, 2026 |
| Property Address | 6317 CHEYENNE RD, PENTWATER, MI 49449-9409 |
| Document Number | 02026/5355 |
| Book / Page | 2026 / 5355 |
| Instrument Date | Mar 18, 2026 |
| Instrument | 202600001281 |
| Transaction Type | Transfer |
| Record Updated | May 1, 2026 |
| Title Company | BEAN GROUP TITLE AND ESCROW, TALON GROUP TITLE & ESCROW |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,037.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6317 CHEYENNE RD, PENTWATER, MI 49449-9409 |
| Name | Verified Name |
|---|---|
| Address | 4945 LANDING WAY, KALAMAZOO, MI 49048-6102 |
| Document Number | 202600001282 |
|---|---|
| Date | Mar 20, 2026 |
| Instrument | 202600001282 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
The 2025 property tax bill for 6317 Cheyenne Rd was $3,189 with a homeowner's exemption, up 6.4% from the year before.
Source: Oceana County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oceana County |
| County Subdivision | Pentwater Township |
| Unified School District | Pentwater Public School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $211,800 (+4.28%) Land $211,800 | $423,600 (+4.28%) Land $423,600 | |
| 2025 | $3,189.00 (+6.44%) Homeowner's exemption | $203,100 Land $203,100 | $406,200 Land $406,200 |
| 2024 | $2,996.00 | ||
| 2023 | $141,100 Land $141,100 | $282,200 (-) Land $282,200 | |
| 2022 | $2,718.00 | $282,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 6317 Cheyenne Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective August 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 individual policies |
| Nearby Flood Policies | 28 units insured incl. 17 condo units |
| Nearby Flood Claims | 7 (1997–2019) |
| Claims Outside the SFHA | 2 of 7 |
| Most Recent Claim | Nov 2019 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6317 Cheyenne Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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