6316 Sprucefield Dr, O Fallon, MO 63368 Property Records

St. Charles County property record for 6316 Sprucefield Dr, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,650 sqft · built 1990
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on File
Last Sale	$251,127 (Mar 2021)
Tax Bill	$3,217 (2024)
Deeds & Mortgages	Mar 2021 Mortgage Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`A902000938`

Property Details

APN / Parcel Number

Primary APN	`A902000938`
Alternative APN	`2-0125-6586-00-0234.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,650 sqft Living Area
Gross Area	2,754 sqft
1st Floor Area	1,206 sqft
Basement Area	1,130 sqft
Finished Basement	444 sqft
Unfinished Basement	686 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Ranch
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Attached
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	100 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A902000938
Street Address	6316 SPRUCEFIELD DR
City	O FALLON
State	MO
Zip	63368-7841
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHEATFIELD #2 LOT 234
Legal Subdivision	WHEATFIELD #2
Legal Lot Number	234
Jurisdiction	ST CHARLES MO
Township / Civil Division	DARDENNE
Census Block Group	3
Census Block	3006
Census Tract	311739

Owner

6316 Sprucefield Dr is owned and occupied by two individuals who bought it in March 2021.

Source: St. Charles County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6316 SPRUCEFIELD DR, O FALLON, MO 63368-7841
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST BANK
Oct 26, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage CORNERSTONE MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 22, 2021 · Amount on File
Deed Sale	Mar 22, 2021 · Amount on File
Prior Sale	Oct 26, 2017 · Amount on File
Deed Document Number	202125024
Prior Transfer Date	Nov 16, 2020
Prior Transfer Doc	0000088999
Record Updated	Oct 29, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Mar 22, 2021
Property Address	6316 SPRUCEFIELD DR, O FALLON, MO 63368-7841
Document Number	0000025024
Map Reference	MB 29 PG 167
Instrument Date	Mar 18, 2021
Instrument	2021R-025024
Transaction Type	Transfer
Record Updated	Oct 4, 2022
Title Company	NOT AVAILABLE, UST

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2418 NALPAK DR, 2418, SAINT PETERS, MO 63376-7854

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	6316 SPRUCEFIELD DR, O FALLON, MO 63368-7841

Mortgage

Document Number	0000025025
Date	Mar 22, 2021
Instrument	2021R-025025

Lender

Name	FIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

October 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Oct 26, 2017
Property Address	6316 SPRUCEFIELD DR, O FALLON, MO 63368-7841
Document Number	0000672700
Book / Page	6829 / 0900
Map Reference	MB 29 PG 167
Instrument Date	Aug 29, 2017
Instrument	20171026000672700
Transaction Type	Transfer
Record Updated	Oct 4, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6316 SPRUCEFIELD DR, O FALLON, MO 63368-7841

Mortgage

Document Number	0000672710
Date	Oct 26, 2017
Instrument	20171026000672710

Lender

Name	CORNERSTONE MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2032

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$54,077 (-)	$284,617 (-) Building $284,617
2025		$54,077	$284,617 Building $284,617
2024	$3,217.00
2023		$48,745 (+34.31%)
2022	$2,577.00	$36,293	$256,552 (+34.31%) Land $45,000 Building $211,552
2021			$191,018 Land $45,000 Building $146,018

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6316 Sprucefield Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6316 Sprucefield Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Also Mapped Here	MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed, Verizon.

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