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6316 Posey St, Frederick, MD 21703 Property Records

Frederick County property record for 6316 Posey St, Frederick, MD 21703

Property Summary

Property TypeTownhouse
Details3.5 ba · 2,376 sqft · built 2018
Lot Size0.045 acres (1,968 sqft)
Owner2 Individual Names on File
Last Sale$316,339 (Feb 2018)
Tax Bill$4,939 (2025)
Deeds & MortgagesJun 2026 Mortgage
Feb 2018 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN23-594199

Property Details

APN / Parcel Number

Primary APN23-594199
Alternative APN
  • 594199

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories3 Stories
Building Area2,376 sqft Living Area
Gross Area2,838 sqft
1st Floor Area792 sqft

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area1,968 sqft (0.045 acres)
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces
Deck Area160 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Account Number594199
Street Address6316 POSEY ST
CityFREDERICK
StateMD
Zip21703-2964
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionLOT 284 1,968 SQ FT JEFFERSON PLACE AT JEFF
Legal SubdivisionJEFFERSON PLACE JEFFERSON TECH
Legal Lot Number284
JurisdictionFREDERICK MD
Township / Civil Division23, BALLENGER
Census Block Group1
Census Block1035
Census Tract751004

Owner

Source: Frederick County records · APN 23-594199

Assessment roll updated August 4, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address6316 POSEY ST, FREDERICK, MD 21703-2964
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 30, 2026Deed of Trust, Mortgage · Conventional Mortgage
NAVY FEDERAL CREDIT UNION
Feb 06, 2018Deed, Transfer · FHA Mortgage
NVR MORTGAGE FINANCE INC
Sep 28, 2017Grant Deed, Transfer
NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC
Jun 28, 2017Loan Modification, Mortgage
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 06, 2018 · Amount on Record
Deed SaleFeb 06, 2018 · Amount on Record
Prior SaleSep 28, 2017 · Amount on Record
Deed Document Number201812267-0382
Deed Book / Page12267 / 382
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Recording DateJun 30, 2026
Property Address6316 POSEY ST, FREDERICK, MD 21703-2964
Document Number1793000331
Book / Page17939 / 331
Instrument DateJun 18, 2026
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address6316 POSEY ST, FREDERICK, MD 21703-2964

Mortgage

Document Number1793000331,
DateJun 30, 2026
Book Page17939/331
Lender
NameNAVY FEDERAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJul 01, 2041
Interest
Rate TypeFixed Rate
Rate5.85%
Initial TypeFixed Rate
Max Rate-1%

February 2018: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateFeb 06, 2018
Property Address6316 POSEY ST, FREDERICK, MD 21703-2964
Document Number0122670382
Book / Page12267 / 0382
Map ReferenceMB98 PG27
Instrument DateJan 29, 2018
Instrument12267-0382
Transaction TypeTransfer
Record UpdatedAug 11, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,798.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4991 NEW DESIGN RD, 4991, FREDERICK, MD 21703-7113

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address6316 POSEY ST, FREDERICK, MD 21703-2964

Mortgage

Document Number0122670387
DateFeb 06, 2018
Instrument12267-0387
Lender
NameNVR MORTGAGE FINANCE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2048

September 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionFREDERICK MD
Recording DateSep 28, 2017
Property Address6316 POSEY ST, FREDERICK, MD 21703-2964
Document Number0120530115
Book / Page012053 / 000115
Instrument DateSep 19, 2017
Transaction TypeTransfer
Record UpdatedMay 07, 2018
Title CompanyNVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC

Transaction

AmountAmount Recorded
Tax$511.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3919 NATIONAL DR #310 BURTONSVILLE MD 208661180, 310, BURTONSVILLE, MD 20866-1180
InvestorPossibly a Property Investor

June 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionFREDERICK MD
Property Address6316 POSEY ST, FREDERICK, MD 21703-2964
Document Number0119420169
Instrument DateJun 28, 2017
Transaction TypeMortgage
Record UpdatedMay 07, 2018
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,939.00 (+19.62%)$366,133 (+19.34%)$395,800 (+29.01%) Land $90,000 Building $305,800
2023$4,129.00$306,800 Land $90,000 Building $216,800$306,800 Land $90,000 Building $216,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), as of November 6, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240217510041, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims2 (2018)
Most Recent ClaimMay 2018 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, May 2018 · 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 2,000
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

Based on FCC filings for 237 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MD0100030, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemNEW DESIGN - FREDERICK COUNTY
serves 74,911 people
Water SourceSurface water
Last State InspectionJan 2025
Lead3 ppb (2019)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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