6316 Mount Phillip Rd, Frederick, MD 21703 Property Records

Frederick County property record for 6316 Mount Phillip Rd, Frederick, MD 21703 · Last verified April 2026

Property Summary

Property Type	Rural Home
Details	2.5 ba · 2,304 sqft · built 1995
Lot Size	20.6 acres (898,643 sqft)
Owner	2 Individual Names on File
Last Sale	$570,000 (Apr 2020)
Tax Bill	$5,992 (2024)
Deeds & Mortgages	Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-465128`

Property Details

APN / Parcel Number

Primary APN	`24-465128`
Alternative APN	`465128`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,304 sqft Living Area
Gross Area	3,136 sqft
1st Floor Area	2,304 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	898,643 sqft (20.6 acres)
Garage Type	Attached
Garage Area	832 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	204 sqft
Patio Area	240 sqft
Shed	1 Shed
Shed Area	2,250 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	465128
Street Address	6316 MOUNT PHILLIP RD
City	FREDERICK
State	MD
Zip	21703-5954
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	LOT 2 SECTION 1 20.63 ACRES BOYER HEIGHTS
Legal Subdivision	BOYER HEIGHTS
Legal Lot Number	2
Jurisdiction	FREDERICK MD
Township / Civil Division	24, BRADDOCK
Census Block Group	2
Census Block	2010
Census Tract	752602

Owner

Source: Frederick County records · APN 24-465128

Assessment roll updated August 4, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	6316 MOUNT PHILLIP RD, FREDERICK, MD 21703-5954
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 30, 2020 · Amount on Record
Deed Sale	Apr 30, 2020 · Amount on Record
Prior Sale	Dec 02, 2008
Deed Book / Page	13695 / 475
Prior Transfer Date	Nov 18, 2008
Prior Transfer Doc	0071280072
Record Updated	Jun 08, 2026

April 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Apr 30, 2020
Property Address	6316 MOUNT PHILLIP RD, FREDERICK, MD 21703-5954
Document Number	0136950475
Book / Page	13695 / 475
Map Reference	MB 55 PL 174
Instrument Date	Mar 30, 2020
Transaction Type	Transfer
Record Updated	Aug 09, 2021
Title Company	RGS TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,850.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10710 GLOWING HEARTH WAY, 10710, MONROVIA, MD 21770-6000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	6316 MOUNT PHILLIP RD, FREDERICK, MD 21703-5954

Mortgage

Document Number	136950482
Date	Apr 30, 2020
Instrument	13695/0482

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2050

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$557,867 (+16.27%)	$596,900 (+24.41%) Land $167,600 Building $429,300
2024	$5,992.00 (+7.85%)
2023	$5,556.00 Homeowner's exemption	$479,800 Land $135,100 Building $344,700	$479,800 Land $135,100 Building $344,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240217526022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 1 individual NFIP policies nearby
Nearby Flood Policies	1 in force 1 of 1 on primary residences
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2019, rainfall accumulation

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.