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6316 Lake Forest Rd E, Charlotte, NC 28227 Property Records

Mecklenburg County property record for 6316 Lake Forest Rd E, Charlotte, NC 28227 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,376 sqft · built 1980
Lot Size0.29 acres (12,632 sqft)
OwnerIndividual Name on File
Last Sale$136,000 (Sep 2011)
Tax Bill$2,438 (2024)
Deeds & MortgagesApr 2026 Mortgage
Oct 2022 Mortgage
+ 6 more
Flood ZoneZone X (minimal risk)
APN109-462-07

Property Details

APN / Parcel Number

Primary APN109-462-07

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area2,376 sqft Living Area
1st Floor Area2,376 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 2005
Exterior MaterialWood
Construction TypeFrame
Roof TypeGable
Roof MaterialOther
Lot Area12,632 sqft (0.29 acres)

Exterior Amenities

PorchFinished/Open Porch
Porch Area12 sqft
Deck Area280 sqft
Patio Area360 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address6316 LAKE FOREST RD E
CityCHARLOTTE
StateNC
Zip28227-0933
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL7 BO M19-242
Legal SubdivisionHICKORY RDG 04-D MAP 01
Legal BlockO
Legal Lot Number7
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group1
Census Block1003
Census Tract1923

Owner

Source: Mecklenburg County records · APN 109-462-07

Assessment roll updated September 9, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address6316 LAKE FOREST RD E, CHARLOTTE, NC 28227-0933
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 09, 2026Deed of Trust, Mortgage · VA Mortgage
VILLAGE CAPITAL & INVESTMENT LLC
Oct 03, 2022Deed of Trust, Mortgage · Commercial Mortgage
POINT DIGITAL FINANCE INC
Dec 06, 2021Deed of Trust, Mortgage · VA Mortgage
VILLAGE CAPITAL & INVESTMENT LLC
Apr 02, 2018Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Sep 30, 2019Deed of Trust, Mortgage · VA Mortgage
VILLAGE CAPITAL & INVESTMENT LLC
Jun 18, 2020Deed of Trust, Mortgage · VA Mortgage
VILLAGE CAPITAL & INVESTMENT LLC
Dec 20, 2018Deed of Trust, Mortgage · VA Mortgage
VILLAGE CAP & INVS
Feb 23, 2017Loan Modification, Mortgage · Conventional Mortgage
MORTGAGE SOLUTIONS/CO

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 16, 2011 · Amount on Record
Deed SaleSep 16, 2011 · Amount on Record
Prior SaleFeb 01, 2002 · Amount on Record
Deed Document Number2011103572
Deed Book / Page26741 / 424
Record UpdatedJun 08, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Recording DateApr 09, 2026
Property Address6316 LAKE FOREST RD E, CHARLOTTE, NC 28227-0933
Document Number0000035777
Book / Page40330 / 910
Instrument DateApr 03, 2026
Instrument202635777
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyACRISURE NATIONAL LENDER SER

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address6316 LAKE FOREST RD E, CHARLOTTE, NC 28227-0933

Mortgage

Document Number0000035777,
DateApr 09, 2026
Book Page40330/910
Instrument202635777
Lender
NameVILLAGE CAPITAL & INVESTMENT LLC
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2056
Interest
Rate6%
Max Rate-1%

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address6316 LAKE FOREST RD E, CHARLOTTE, NC 28227-0933
Transaction TypeMortgage
Record UpdatedMay 25, 2023
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SVCS

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000137755
DateOct 03, 2022
Book Page37685/791
Instrument2022137755
Lender
NamePOINT DIGITAL FINANCE INC
TypeMortgage Company
AddressPALO ALTO, CA 94302
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address6316 LAKE FOREST RD E, CHARLOTTE, NC 28227-0933
Transaction TypeMortgage
Record UpdatedMay 25, 2023
Title CompanyNC TITLE COMPANY, NETCO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000230285
DateDec 06, 2021
Book Page36840/697
Instrument2021230285
Lender
NameVILLAGE CAPITAL & INVESTMENT LLC
TypeMortgage Company
AddressHENDERSON, NV 89074
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2052

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address6316 LAKE FOREST RD E, CHARLOTTE, NC 28227-0933
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000037886
DateApr 02, 2018
Book Page32569/619
Instrument2018037886
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2048
Interest
Rate TypeAdjustable Rate
Rate2.62%
Type Change DateJul 01, 2021
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change3.96%
Index1-Year CMT
Max Rate5%

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address6316 LAKE FOREST RD E, CHARLOTTE, NC 28227-0933
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyMILESTONE SETTLEMENT LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000130207
DateSep 30, 2019
Book Page33896/789
Instrument2019130207
Lender
NameVILLAGE CAPITAL & INVESTMENT LLC
TypeMortgage Company
AddressHENDERSON, NV 89052
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2049

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address6316 LAKE FOREST RD E, CHARLOTTE, NC 28227-0933
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyMILESTONE SETTLEMENT LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000090183
DateJun 18, 2020
Book Page34703/971
Instrument2020090183
Lender
NameVILLAGE CAPITAL & INVESTMENT LLC
TypeMortgage Company
AddressHENDERSON, NV 89052
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2050

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address6316 LAKE FOREST RD E, CHARLOTTE, NC 28227-0933
Document Number0000158357
Instrument DateDec 20, 2018
Transaction TypeMortgage
Record UpdatedJan 18, 2019
Title CompanyMILESTONE SETTLEMENT LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address6316 LAKE FOREST RD E CHARLOTTE NC 282270933, CHARLOTTE, NC 28227-0933

Mortgage

Document Number0000158357
DateDec 26, 2018
Book Page033192/000948
Instrument158357
Lender
NameVILLAGE CAP & INVS
TypeFunding / Finance Company
AddressHENDERSON, NV 89052
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 25, 2048

February 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMECKLENBURG NC
Property Address6316 LAKE FOREST RD E, CHARLOTTE, NC 28227-0933
Document Number0000041250
Book / Page031680 / 000833
Instrument DateFeb 23, 2017
Transaction TypeMortgage
Record UpdatedApr 05, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address6316 LAKE FOREST RD E CHARLOTTE NC 282270933, CHARLOTTE, NC 28227-0933

Mortgage

Document Number0000041250
DateMar 31, 2017
Book Page031680/000833
Instrument41250
Lender
NameMORTGAGE SOLUTIONS/CO
TypeMortgage Company
AddressCOLORADO SPRINGS, CO 80918
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 30, 2047
Interest
Rate TypeFixed Rate
Rate4.62%

Tax Assessment & Valuation

Source: Mecklenburg County records · Assessment roll updated September 9, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$346,800 Land $42,800 Building $304,000$346,800 Land $42,800 Building $304,000
2024$2,438.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mecklenburg County (37119C), updated October 3, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskLow
above 4% of the US · above 2% of North Carolina
Wildfire LikelihoodAbout 1 in 6,250 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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