6316 E Penrose St, Inverness, FL 34452 Property Records

Citrus County property record for 6316 E Penrose St, Inverness, FL 34452

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,113 sqft · built 1973
Lot Size	0.439 acres (19,125 sqft)
Owner	2 Individual Names on File
Last Sale	$224,500 (Aug 2024)
Tax Bill	$2,112 (2025)
Deeds & Mortgages	Oct 2022 Transfer Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20E-19S-29-0010-03860-0010`

Property Details

APN / Parcel Number

Primary APN	`20E-19S-29-0010-03860-0010`
Alternative APNs	`2919S20E0010038600010` `1820529`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,113 sqft Living Area
Gross Area	1,856 sqft
1st Floor Area	1,113 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1988
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	19,125 sqft (0.439 acres)
Lot Dimensions	120 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	567 sqft
Parking Spaces	5 Parking Spaces
Porch	Enclosed Porch
Porch Area	330 sqft
Utility Building	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	1820529
Street Address	6316 E PENROSE ST
City	INVERNESS
State	FL
Zip	34452-8038
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR
Legal Description	INVERNESS HGLDS WEST PB 5 PG 19 LOTS 1 & 2 BLK 386
Legal Range	20E
Legal Township	19S
Legal Section	32
Legal Subdivision	INVERNESS HIGHLANDS WEST
Legal Block	386
Legal Lot Number	1,2
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	2
Census Block	2011
Census Tract	451104

Owner

6316 E Penrose St is owned and occupied by two individuals who bought it in August 2024.

Source: Citrus County records, as of December 3, 2025

Owner of Record	2 Individual Names on File
Mailing Address	6316 E PENROSE ST, INVERNESS, FL 34452-8038
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2022	Intrafamily Transfer, Transfer
Aug 31, 2018	Warranty Deed, Transfer · FHA Mortgage GTE FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2024 · Amount on File
Deed Sale	Aug 23, 2024 · Amount on File
Prior Sale	Aug 31, 2018 · Amount on File
Deed Document Number	202450954
Deed Book / Page	3495 / 2096
Prior Transfer Date	Oct 26, 2022
Prior Transfer Doc	0033301024
Record Updated	Sep 20, 2026

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CITRUS FL
Recording Date	Oct 26, 2022
Property Address	6316 E PENROSE ST, INVERNESS, FL 34452-8038
Document Number	0033301024
Book / Page	3330 / 1024
Map Reference	MB 5 PG 19-33
Instrument Date	Oct 26, 2022
Instrument	2022073039
Transaction Type	Transfer
Record Updated	Nov 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6316 E PENROSE ST, 6316, INVERNESS, FL 34452-8038

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6316 E PENROSE ST, INVERNESS, FL 34452-8038

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Aug 31, 2018
Property Address	6316 E PENROSE ST, INVERNESS, FL 34452-8038
Document Number	0029240523
Book / Page	2924 / 0523
Map Reference	MB5 PG19-33
Instrument Date	Aug 31, 2018
Instrument	2018044470
Transaction Type	Transfer
Record Updated	Nov 30, 2021
Title Company	AMERICAN TITLE SERVICES OF C

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	240 N HIGHVIEW AVE, 240, HERNANDO, FL 34442-4814

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6316 E PENROSE ST, INVERNESS, FL 34452-8038

Mortgage

Document Number	2018044471
Date	Aug 31, 2018
Instrument	2018044471

Lender

Name	GTE FCU
Type	Credit Union

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 6316 E Penrose St was $2,112, up 110.4% from the year before.

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,112.00 (+110.36%)	$169,663 (+3.57%) Land $22,400 Building $147,263	$169,663 (+3.57%) Land $22,400 Building $147,263
2024	$1,004.00 (+3.51%) Homeowner's exemption Additional exemption filed	$163,815 (+4.86%) Land $17,440 Building $146,375	$163,815 (+4.86%) Land $17,440 Building $146,375
2023	$970.00 (+6.83%) Homeowner's exemption Additional exemption filed	$156,230 (+22.75%) Land $13,440 Building $142,790	$156,230 (+22.75%) Land $13,440 Building $142,790
2022	$908.00 Homeowner's exemption Additional exemption filed	$127,275 Land $8,800 Building $118,475	$127,275 Land $8,800 Building $118,475

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6316 E Penrose St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6316 E Penrose St is moderate, ranking above 45% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INVERNESS WATER DEPT serves 7,194 people · EPA ID FL6090861
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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