6315 Ruff St, North Port, FL 34291 Property Records

Sarasota County property record for 6315 Ruff St, North Port, FL 34291

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,682 sqft · built 1992
Lot Size	3.03 acres (132,042 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,486 (2025)
Deeds & Mortgages	Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0948-01-0117`

Property Details

APN / Parcel Number

Primary APN	`0948-01-0117`
Alternative APN	`948010117`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,682 sqft Living Area
Gross Area	2,122 sqft
1st Floor Area	1,682 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2002
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Metal
Lot Area	132,042 sqft (3.03 acres)
View / Lot	Mainland
Garage Type	Attached
Garage Area	440 sqft

Exterior Amenities

Pool Area	288 sqft
Porch	Open Porch
Porch Area	220 sqft
Patio Area	218 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0948010117
Street Address	6315 RUFF ST
City	NORTH PORT
State	FL
Zip	34291-2005
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	LOT 17 BLK 1 NORTH PORT CHARLOTTE ESTATES
Legal Range	21E
Legal Township	39S
Legal Section	06
Legal Subdivision	NORTH PORT CHARLOTTE ESTATES
Legal Tract	1704
Legal Block	1
Legal Lot Number	17
Jurisdiction	SARASOTA FL
Township / Civil Division	NORTH PORT
Census Block Group	1
Census Block	1027
Census Tract	2744

Owner

6315 Ruff St is owned and occupied by two individuals who acquired it in March 1994.

Source: Sarasota County records, as of December 10, 2025

Owner of Record	2 Individual Names on File
Mailing Address	6315 RUFF ST, NORTH PORT, FL 34291-2005
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 29, 1994
Transfer Doc	2620002920
Record Updated	Oct 29, 2026

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SARASOTA FL
Recording Date	Feb 12, 2020
Property Address	6315 RUFF ST, NORTH PORT, FL 34291-2005
Document Number	0000020250
Instrument Date	Dec 17, 2019
Instrument	20250
Transaction Type	Transfer
Record Updated	Mar 2, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6315 RUFF ST NORTH PORT FL 342912005, NORTH PORT, FL 34291-2005

Mortgage

Document Number	20251
Date	Feb 12, 2020
Instrument	20251

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount on Record
Term	180 Months
Due	Feb 11, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 6315 Ruff St was $2,486 with a homeowner's exemption, down 31.7% from the year before.

Source: Sarasota County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Sarasota County
Municipality	North Port City
Unified School District	Sarasota County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,486.00 (-31.7%) Homeowner's exemption	$211,199	$441,100 Land $188,900 Building $252,200
2024	$3,640.00 (+5.57%)
2023	$3,448.00 (+5.57%) Homeowner's exemption	$199,269 (+3%)	$415,800 (+3.92%) Land $166,500 Building $249,300
2022	$3,266.00 Homeowner's exemption	$193,465	$400,100 Land $166,200 Building $233,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6315 Ruff St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 71 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	71 in force
Nearby Flood Claims	16 (2022)
Claims Outside the SFHA	6 of 16
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 10 claims Hurricane Ian, Sep 2022 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6315 Ruff St is high, ranking above 79% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 68% of Florida
Wildfire Likelihood	0.5% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Fiber	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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