6315 Kirby Downs Dr, Memphis, TN 38115 Property Records

Shelby County property record for 6315 Kirby Downs Dr, Memphis, TN 38115

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,431 sqft · built 1984
Lot Size	0.1 acres (4,356 sqft)
Owner	2 Individual Names on File
Last Sale	$92,000 (Oct 2018)
Tax Bill	$810 (2025)
Deeds & Mortgages	Jan 2023 Mortgage Oct 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`09-3205-T0-0010`

Property Details

APN / Parcel Number

Primary APN	`09-3205-T0-0010`
Alternative APN	`D0230E T00010`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,431 sqft Living Area
Gross Area	1,661 sqft
1st Floor Area	1,431 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Townhouse
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,356 sqft (0.1 acres)
Lot Dimensions	124 ft deep x 34 ft wide
Garage Type	Attached
Garage Area	230 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	15 sqft
Patio Area	54 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	6315 KIRBY DOWNS DR
City	MEMPHIS
State	TN
Zip	38115-2718
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU-1
Legal Description	SS KIRBY DOWNS DR
Legal Subdivision	HUNTINGTON PLACE PHASE 4
Legal Lot Number	62
Jurisdiction	SHELBY TN
Township / Civil Division	12
Census Block Group	3
Census Block	3000
Census Tract	21725

Owner

6315 Kirby Downs Dr is owned and occupied by two individuals who bought it in October 2018.

Source: Shelby County records, as of June 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6315 KIRBY DOWNS DR, MEMPHIS, TN 38115-2718
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2023	Deed of Trust, Mortgage · VA Mortgage TENNESSEE HOUSING DEVELOPMENT AGENCY
Oct 22, 2018	Warranty Deed, Transfer · FHA Mortgage CASTLE & COOKE MTG
May 1, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 22, 2018 · Amount on File
Deed Sale	Oct 22, 2018 · Amount on File
Prior Sale	May 1, 2018 · Amount on File
Deed Document Number	2018108530
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	6315 KIRBY DOWNS DR, MEMPHIS, TN 38115-2718
Transaction Type	Mortgage
Record Updated	Jan 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6315 KIRBY DOWNS DR, MEMPHIS, TN 38115-2718

Mortgage

Document Number	0023001651
Date	Jan 6, 2023
Instrument	23001651

Lender

Name	TENNESSEE HOUSING DEVELOPMENT AGENCY
Type	Government Agency
Address	NASHVILLE, TN 37243

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	310 Months
Due	Nov 1, 2048

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	Oct 22, 2018
Property Address	6315 KIRBY DOWNS DR, MEMPHIS, TN 38115-2718
Document Number	0000108530
Instrument Date	Oct 19, 2018
Instrument	108530
Transaction Type	Transfer
Record Updated	Nov 1, 2018
Title Company	HOME SURETY TITLE AND ESCROW LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$340.40
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6315 KIRBY DOWNS DR MEMPHIS TN 381152718, MEMPHIS, TN 38115-2718

Mortgage

Document Number	108531
Date	Oct 22, 2018
Instrument	108531

Lender

Name	CASTLE & COOKE MTG
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 21, 2048

Mortgage

Document Number	108532,
Date	Oct 22, 2018
Instrument	108532

Lender

Name	HOUSING & CMNTY DEV DEPT
Type	Construction/Development Company
Address	502 DEADERICK ST # 3RD, NASHVILLE, TN 37243-0200

Agreement

Amount	Amount on Record

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	May 1, 2018
Property Address	6315 KIRBY DOWNS DR, MEMPHIS, TN 38115-2718
Document Number	0000042057
Instrument Date	Apr 27, 2018
Instrument	42057
Transaction Type	Transfer
Record Updated	Jan 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$196.10
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2994 HUNTINGTON TRAIL DR MEMPHIS TN 381153437, MEMPHIS, TN 38115-3437

Tax Assessment & Valuation

The 2025 property tax bill for 6315 Kirby Downs Dr was $810.

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Shelby County
Municipality	Memphis City
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$810.00	$30,125 Land $4,400 Building $25,725	$120,500 Land $17,600 Building $102,900
2023		$21,300 Land $3,000 Building $18,300
2022	$1,297.00
2021			$85,200 Land $12,000 Building $73,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6315 Kirby Downs Dr in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 6315 Kirby Downs Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75

May also be available: Gigafy, T-Mobile.

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