6314 Tern Harbor Dr, Rowlett, TX 75089 Property Records

Dallas County property record for 6314 Tern Harbor Dr, Rowlett, TX 75089

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,975 sqft · built 2001
Lot Size	0.207 acres (9,027 sqft)
Owner	2 Individual Names on File
Last Sale	$205,000 (Jul 2013)
Tax Bill	$8,865 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`440144000G00400`

Property Details

APN / Parcel Number

Primary APN	`440144000G00400`
Alternative APN	`44-01440-00G-004-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,975 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Brick Veneer
Construction Type	Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	9,027 sqft (0.207 acres)
Lot Dimensions	120 ft deep x 73 ft wide
Garage Type	Attached
Garage Area	638 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	440144000G00400
Street Address	6314 TERN HARBOR DR
City	ROWLETT
State	TX
Zip	75089-4503
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	Z236
Legal Description	MARINER PARK SEC 2 BLK G LT 4 INT201300224708 DD07152013 CO-DC 0144000G00400 1CW0144000G
Legal Subdivision	MARINER PARK SEC 2
Legal Tract	1440
Legal Block	G
Legal Lot Number	4
Jurisdiction	DALLAS TX
Township / Civil Division	NORTHEAST DALLAS
Census Block Group	3
Census Block	3007
Census Tract	18140

Owner

6314 Tern Harbor Dr is owned and occupied by two individuals who bought it in July 2013.

Source: Dallas County records, as of August 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	6314 TERN HARBOR DR, ROWLETT, TX 75089-4503
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2013 · Amount on File
Deed Sale	Jul 17, 2013 · Amount on File
Deed Document Number	2013224708
Prior Transfer Date	Jul 15, 2013
Prior Transfer Doc	0000224708
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS TX
Property Address	6314 TERN HARBOR DR, ROWLETT, TX 75089-4503
Transaction Type	Mortgage
Record Updated	Sep 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000226874
Date	Aug 22, 2022
Instrument	202200226874

Lender

Name	CREDIT UNION OF TEXAS
Type	Credit Union
Address	ALLEN, TX 75013

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Sep 5, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 6314 Tern Harbor Dr was $8,865 with exemptions applied, up 12.7% from the year before.

Source: Dallas County assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Dallas County
Municipality	Rowlett City
Unified School District	Garland Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$456,160 (-) Land $90,000 Building $366,160	$456,160 (-) Land $90,000 Building $366,160
2025	$8,865.00 (+12.74%) Homeowner's exemption	$456,160 Land $90,000 Building $366,160	$456,160 Land $90,000 Building $366,160
2024	$7,863.00 (+14.3%)
2023	$6,879.00 (-4.27%) Homeowner's exemption	$456,160 Land $90,000 Building $366,160	$456,160 Land $90,000 Building $366,160
2022	$7,186.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6314 Tern Harbor Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1985)
Most Recent Claim	Apr 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 6314 Tern Harbor Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROWLETT serves 68,123 people · EPA ID TX0570056
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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