6314 Ratliff Rd, Camby, IN 46113 Property Records

Marion County property record for 6314 Ratliff Rd, Camby, IN 46113

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,238 sqft · built 1962
Lot Size	0.68 acres (29,621 sqft)
Owner	Individual Name on File
Last Sale	$350,907 (Apr 2026)
Tax Bill	$2,370 (2024)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Apr 2026 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`49-13-09-112-020.000-200`

Property Details

APN / Parcel Number

Primary APN	`49-13-09-112-020.000-200`
Alternative APN	`2002573`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,238 sqft Living Area
Gross Area	1,815 sqft
1st Floor Area	1,238 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1985
Construction Type	Stone
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	29,621 sqft (0.68 acres)
Garage Type	Attached
Garage Area	577 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	6314 RATLIFF RD
City	CAMBY
State	IN
Zip	46113-9226
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	PT W1/2 NE1/4 S9 T14 R2 891.05 N OF SE COR P.O.B. W235.46 N126.48 E235.46 S125.45 TO BEG 0.68AC
Legal Range	2
Legal Township	14
Legal Section	9
Jurisdiction	MARION IN
Township / Civil Division	DECATUR
Census Block Group	2
Census Block	2011
Census Tract	370303

Owner

6314 Ratliff Rd is owned and occupied by an individual who bought it in April 2026.

Source: Marion County records, as of April 15, 2026

Owner of Record	Individual Name on File
Mailing Address	6314 RATLIFF RD, CAMBY, IN 46113-9226
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2026	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE
Apr 2, 2026	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE
Jan 10, 2023	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Nov 17, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage BMO HARRIS BANK NA
Apr 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage BMO HARRIS BANK NA
Jun 27, 2017	Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 2, 2026 · Amount on File
Deed Sale	Apr 2, 2026 · Amount on File
Prior Sale	Jan 10, 2023 · Amount on File
Deed Document Number	202627039
Prior Transfer Date	May 16, 2002
Prior Transfer Doc	0000021808
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION IN
Recording Date	Apr 2, 2026
Property Address	6314 RATLIFF RD, CAMBY, IN 46113-9226
Document Number	0000027039
Instrument Date	Mar 30, 2026
Instrument	202627039
Transaction Type	Transfer
Record Updated	Apr 16, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6314 RATLIFF RD, CAMBY, IN 46113-9226

Mortgage

Document Number	0000027040,
Date	Apr 2, 2026
Instrument	202627040

Lender

Name	RUOFF MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.01%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION IN
Recording Date	Apr 2, 2026
Property Address	6314 RATLIFF RD, CAMBY, IN 46113-9226
Document Number	0000027039
Instrument Date	Mar 30, 2026
Instrument	202627039
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6314 RATLIFF RD, CAMBY, IN 46113-9226

Mortgage

Document Number	0000027040,
Date	Apr 2, 2026
Instrument	202627040

Lender

Name	RUOFF MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION IN
Recording Date	Jan 10, 2023
Property Address	6314 RATLIFF RD, CAMBY, IN 46113-9226
Document Number	0000001989
Instrument Date	Jan 4, 2023
Instrument	A202300001989
Transaction Type	Transfer
Record Updated	Jun 12, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6314 RATLIFF RD, CAMBY, IN 46113-9226

Mortgage

Document Number	0000001990
Date	Jan 10, 2023
Instrument	A202300001990

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARION IN
Recording Date	Nov 17, 2021
Property Address	6314 RATLIFF RD, CAMBY, IN 46113-9226
Document Number	0000153408
Instrument Date	Nov 3, 2021
Instrument	A202100153408
Transaction Type	Transfer
Record Updated	Jun 12, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6314 RATLIFF RD, CAMBY, IN 46113-9226

Mortgage

Document Number	0000153409
Date	Nov 17, 2021
Instrument	A202100153409

Lender

Name	BMO HARRIS BANK NA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION IN
Property Address	6314 RATLIFF RD, CAMBY, IN 46113-9226
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000035987
Date	Apr 7, 2020
Instrument	A202000035987

Lender

Name	BMO HARRIS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 6, 2050

Interest

Rate Type	Fixed Rate

June 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MARION IN
Recording Date	Jun 27, 2017
Property Address	6314 RATLIFF RD, CAMBY, IN 46113-9226
Document Number	0000072684
Instrument Date	Jun 22, 2017
Instrument	A201700072684
Transaction Type	Transfer
Record Updated	Jun 9, 2021
Title Company	CHICAGO TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6314 RATLIFF RD, CAMBY, IN 46113-9226

Mortgage

Document Number	0000072685
Date	Jun 27, 2017
Instrument	A201700072685

Lender

Name	AMERIFIRST FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Marion County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Marion County
County Subdivision	Decatur Township
Consolidated City	Indianapolis City
Unified School District	Decatur Township Metropolitan School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$272,500 Land $20,700 Building $251,800	$272,500 Land $20,700 Building $251,800
2024	$2,370.00 (+12.75%)
2023	$2,102.00 (-1.59%) Homeowner's exemption	$189,800 (-0.73%) Land $20,700 Building $169,100	$189,800 (-0.73%) Land $20,700 Building $169,100
2022	$2,136.00 (+35.96%) Homeowner's exemption	$191,200 Land $20,700 Building $170,500	$191,200 Land $20,700 Building $170,500
2021	$1,571.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6314 Ratliff Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6314 Ratliff Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 63% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITIZENS WATER - INDIANAPOLIS serves 880,345 people · EPA ID IN5249004
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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