6314 E LAKESHORE LAGOON DR, FULSHEAR, TX 77441-2059
Transaction Type
Mortgage
Record Updated
Oct 11, 2021
Title Company
ENVISION TITLE
Transferred To (Grantee/Buyer)
Name
Verified Name
Mortgage
Document Number
0000150767
Date
Sep 8, 2021
Instrument
2021150767
Lender
Name
ROCKET MORTGAGE LLC
Type
Mortgage Company
Address
DETROIT, MI 48226
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
337 Months
Due
Oct 1, 2049
September 2021: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
FORT BEND TX
Property Address
6314 E LAKESHORE LAGOON DR, FULSHEAR, TX 77441-2059
Transaction Type
Mortgage
Record Updated
Oct 11, 2021
Title Company
ENVISION TITLE
Transferred To (Grantee/Buyer)
Name
Verified Name
Mortgage
Document Number
0000150768
Date
Sep 8, 2021
Instrument
2021150768
Lender
Name
INTERNATIONAL BANK OF COMMERCE
Type
Bank
Address
AUSTIN, TX 78758
Agreement
Type
Stand-Alone Second Mortgage
Amount
Amount on Record
Term
181 Months
Due
Oct 1, 2036
May 2019: Vendor's Lien, Transfer
Document Type
Vendor's Lien
Jurisdiction
FORT BEND TX
Recording Date
May 6, 2019
Property Address
6314 E LAKESHORE LAGOON DR, FULSHEAR, TX 77441-2059
Document Number
0000046833
Map Reference
PL 20070236
Instrument Date
May 3, 2019
Instrument
2019046833
Transaction Type
Transfer
Record Updated
Jan 27, 2022
Title Company
SELECT TITLE LLC
Transaction
Tax
$0.00
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Address
310 HIGHLAND VILLAGE DR, 310, AUSTIN, TX 78738-6094
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
6314 E LAKESHORE LAGOON DR, FULSHEAR, TX 77441-2059
Mortgage
Document Number
0000046834
Date
May 6, 2019
Instrument
2019046834
Lender
Name
BANCORPSOUTH BANK
Type
Bank
Special Notes
Seller Financed
Agreement
Type
ARM
Amount
Amount on Record
Term
361 Months
Due
Jun 1, 2049
Interest
Rate Type
Adjustable Rate
Rate
3.99%
Adjustable
Adjustable Rate Rider
Type Change Date
Jun 1, 2029
Change Frequency
Annually
Min Rate At Change
3.99%
Max Rate At Change
5.99%
Index
1-Year LIBOR
Max Rate
10.9%
February 2019: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
FORT BEND TX
Property Address
6314 E LAKESHORE LAGOON DR, FULSHEAR, TX 77441-2059
Document Number
0000022499
Instrument Date
Feb 21, 2019
Transaction Type
Mortgage
Record Updated
Mar 21, 2019
Title Company
AMERICAN TITLE COMPANY, AMERICAN TITLE INC-OMAHA
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
6314 E LAKESHORE LAGOON DR FULSHEAR TX 774412059, FULSHEAR, TX 77441-2059
Mortgage
Document Number
0000022499
Date
Mar 7, 2019
Instrument
22499
Lender
Name
BANK OF AMERICA
Type
Bank
Address
CHARLOTTE, NC 28255
Agreement
Type
Line of Credit
Amount
Amount on Record
Term
360 Months
Due
Mar 6, 2049
Interest
Rate Type
Adjustable Rate
Tax Assessment & Valuation
The 2025 property tax bill for 6314 E Lakeshore Lagoon Dr was $15,011 with a homeowner's exemption, down 27.3% from the year before.
Source: Fort Bend County assessment roll, as of July 25, 2025
Property Jurisdictions
Type
Name
State
Texas
County
Fort Bend County
Municipality
Fulshear City
Unified School District
Katy Independent School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2025
$15,011.00 (-27.28%)Homeowner's exemption
$977,513 (+1%)Land $201,500Building $798,871
$1,000,371 (+3.98%)Land $201,500Building $798,871
2024
$20,642.00 (+62.47%)Homeowner's exemption
$888,648 (+1%)Land $201,500Building $760,562
$962,062 (+4.18%)Land $201,500Building $760,562
2023
$12,705.00Homeowner's exemption
$807,862Land $155,000Building $768,484
$923,484Land $155,000Building $768,484
2018
$12,327.00
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Flood
FEMA maps place 6314 E Lakeshore Lagoon Dr in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective August 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Flood Insurance Cost
Premium on File median of 1,219 policies
Community Rating System
Class 7 (15% premium discount)
Nearby Flood Policies
1,219 in force
Nearby Flood Claims
8 (2016–2024)
Claims Outside the SFHA
2 of 8
Most Recent Claim
Jul 2024 · Hurricane Beryl
Claims by Event
Hurricane Harvey, Aug 2017 · 3 claims
Severe Storms And Flooding, Apr 2016 · 3 claims
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 6314 E Lakeshore Lagoon Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood
0.01% annual chance
Exposure
None beyond ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
CITY OF FULSHEAR serves 34,000 people · EPA ID TX0790133
Water Source
Groundwater
Last State Inspection
Apr 2025
Lead
Under 1 ppb (2026) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
2 last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Internet Providers
Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025