6314 Celtic Dr, Chattanooga, TN 37416 Property Records

Hamilton County property record for 6314 Celtic Dr, Chattanooga, TN 37416

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,814 sqft · built 1981
Lot Size	0.426 acres (18,576 sqft)
Owner	Individual Name on Record
Last Sale	$158,000 (Feb 2018)
Tax Bill	$991 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Feb 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`111M A 060`

Property Details

APN / Parcel Number

Primary APN	`111M A 060`
Alternative APN	`0000039340`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,814 sqft Living Area

Exterior

Year Built	Built 1981
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	18,576 sqft (0.426 acres)
Lot Dimensions	206 ft deep x 90 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000039340
Street Address	6314 CELTIC DR
City	CHATTANOOGA
State	TN
Zip	37416-1403
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 85 LAKESHORE MANOR SUB 34-1
Legal Subdivision	LAKESHORE MANOR #1
Legal Lot Number	85
Jurisdiction	HAMILTON TN
Township / Civil Division	9
Census Block Group	4
Census Block	4008
Census Tract	11413

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6314 CELTIC DR, CHATTANOOGA, TN 37416-1403
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage TENNESSEE VLY FCU
Feb 6, 2018	Warranty Deed, Transfer PEOPLES HM EQUITY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 6, 2018 · Amount on Record
Deed Sale	Feb 6, 2018 · Amount on Record
Prior Sale	Aug 2, 2002 · Amount on Record
Deed Document Number	2018020600112
Deed Book / Page	11265 / 649
Record Updated	Jun 8, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	6314 CELTIC DR, CHATTANOOGA, TN 37416-1403
Document Number	0811000247
Instrument Date	Aug 3, 2020
Transaction Type	Mortgage
Record Updated	Sep 16, 2020
Title Company	TITLE GUARANTY, TITLE GUARANTY & TRUST CO INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6314 CELTIC DR CHATTANOOGA TN 374161403, CHATTANOOGA, TN 37416-1403

Mortgage

Document Number	0811000247
Date	Aug 11, 2020
Book Page	012109/000459
Instrument	200811000247

Lender

Name	TENNESSEE VLY FCU
Type	Credit Union
Address	CHATTANOOGA, TN 37402

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Aug 10, 2045

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Feb 6, 2018
Property Address	6314 CELTIC DR, CHATTANOOGA, TN 37416-1403
Document Number	0000000112
Book / Page	011265 / 000649
Instrument Date	Feb 2, 2018
Instrument	112
Transaction Type	Transfer
Record Updated	Mar 8, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$584.60
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6314 CELTIC DR CHATTANOOGA TN 374161403, CHATTANOOGA, TN 37416-1403

Mortgage

Document Number	113
Date	Feb 6, 2018
Book Page	011265/000651
Instrument	113

Lender

Name	PEOPLES HM EQUITY
Type	Funding / Finance Company
Address	BRENTWOOD, TN 37027

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 5, 2048

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$991.00 (+16.73%)	$65,400 (+72.22%)	$261,600 (+72.22%) Land $50,000 Building $211,600
2024	$849.00 (-1.05%)	$37,975 (-)	$151,900 (-) Land $20,000 Building $131,900
2023	$858.00	$37,975	$151,900 Land $20,000 Building $131,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2000–2012)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2012 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 61% of Tennessee
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EASTSIDE UTILITY DISTRICT serves 59,612 people · EPA ID TN0000219
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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