Wilson County property record for 6314 Bryan Rd, Lucama, NC 27851
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,233 sqft · built 1983 |
| Lot Size | 0.495 acres (21,562 sqft) |
| Owner | Individual Name on File |
| Last Sale | $152,000 (Jul 2020) |
| Tax Bill | $1,513 (2025) |
| Deeds & Mortgages | Apr 2009 Mortgage Jul 2020 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2698-56-7632.000 |
| Primary APN | 2698-56-7632.000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,233 sqft Heated Area |
| 1st Floor Area | 1,233 sqft |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 2008 |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 21,562 sqft (0.495 acres) |
| Garage Type | Carport |
| Garage Area | 320 sqft |
| Carport | Carport |
| Carport Area | 320 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 6314 BRYAN RD |
|---|---|
| City | LUCAMA |
| State | NC |
| Zip | 27851-9187 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Description | 6314 BRYAN RD L8S1 SWIFT CREEK 1.00LT |
| Legal Subdivision | SWIFT CRK |
| Jurisdiction | WILSON NC |
| Township / Civil Division | CROSS ROADS |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 1700 |
6314 Bryan Rd is owned and occupied by an individual who bought it in July 2020.
Source: Wilson County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6314 BRYAN RD, LUCAMA, NC 27851-9187 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 6, 2009 | Deed of Trust, Mortgage CITIFINANCIAL SERVICES INC |
| Jul 29, 2020 | Warranty Deed, Transfer · Conventional Mortgage LOCAL GOVERNMENT FCU |
| Apr 27, 2018 | Warranty Deed, Transfer · Commercial Mortgage AFFILIATED MORTGAGE SERVICES |
| Jul 3, 2014 | Trustee's Deed, Foreclosure · ARM STATE EMPLOYEES CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 29, 2020 · Amount on File |
| Deed Sale | Jul 29, 2020 · Amount on File |
| Prior Sale | Jul 3, 2014 · Amount on File |
| Deed Book / Page | 2845 / 224 |
| Prior Transfer Date | Apr 23, 2018 |
| Prior Transfer Doc | 002740/738 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILSON NC |
| Property Address | 6314 BRYAN RD, LUCAMA, NC 27851-9187 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 002357/286 |
|---|---|
| Date | Apr 6, 2009 |
| Book Page | 2357/286 |
| Instrument | 2009-00002402 |
| Name | CITIFINANCIAL SERVICES INC |
|---|---|
| Type | Subprime Lender |
| Address | WILSON, NC 27893 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Apr 7, 2039 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WILSON NC |
| Recording Date | Jul 29, 2020 |
| Property Address | 6314 BRYAN RD, LUCAMA, NC 27851-9187 |
| Document Number | 002845/224 |
| Book / Page | 2845 / 224 |
| Map Reference | MB 15 PG 144 |
| Instrument Date | Jul 29, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 5, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $304.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7436 LITTLE CHURCH RD, 7436, LUCAMA, NC 27851 |
| Name | Verified Name |
|---|---|
| Address | 6314 BRYAN RD, LUCAMA, NC 27851-9187 |
| Document Number | 0002845226 |
|---|---|
| Date | Jul 29, 2020 |
| Instrument | 2845/226 |
| Name | LOCAL GOVERNMENT FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Aug 1, 2025 |
| Change Frequency | 5 Years |
| Min Rate At Change | 4.25% |
| Max Rate At Change | 6.37% |
| Index | 5-Year CMT |
| Max Rate | 10.3% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WILSON NC |
| Recording Date | Apr 27, 2018 |
| Property Address | 6314 BRYAN RD, LUCAMA, NC 27851-9187 |
| Document Number | 002740/738 |
| Book / Page | 2740 / 738 |
| Map Reference | MB15 PG144 |
| Instrument Date | Apr 23, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 5, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 6314 BRYAN RD, LUCAMA, NC 27851-9187 |
| Document Number | 0002740740 |
|---|---|
| Date | Apr 27, 2018 |
| Instrument | 2740/740 |
| Name | AFFILIATED MORTGAGE SERVICES |
|---|---|
| Type | Lending Institution |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | WILSON NC |
| Recording Date | Jul 3, 2014 |
| Property Address | 6314 BRYAN RD, LUCAMA, NC 27851-9187 |
| Document Number | 002579/593 |
| Book / Page | 2579 / 593 |
| Map Reference | MB15 PG144 |
| Instrument Date | Jul 2, 2014 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 3, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $98.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 6501 JUANITA LOOP, LUCAMA, NC 27851-9128 |
| Document Number | 0002579595 |
|---|---|
| Date | Jul 3, 2014 |
| Instrument | 2579/595 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
| Change Frequency | 5 Years |
| Min Rate At Change | 4.5% |
| Index | 1-Year CMT |
| Margin | 2 |
| Max Rate | 10.5% |
The 2025 property tax bill for 6314 Bryan Rd was $1,513, down 0.5% from the year before.
Source: Wilson County assessment roll, as of May 26, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Wilson County |
| Unified School District | Wilson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $203,967 (-) Land $24,000 Building $179,967 | $203,967 (-) Land $24,000 Building $179,967 | |
| 2025 | $1,513.00 (-0.53%) | $203,967 (-) Land $24,000 Building $179,967 | $203,967 (-) Land $24,000 Building $179,967 |
| 2024 | $1,521.00 | $203,967 Land $24,000 Building $179,967 | $203,967 Land $24,000 Building $179,967 |
| 2021 | $885.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6314 Bryan Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective June 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2016) |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6314 Bryan Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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