6314 3rd St, Chesapeake Beach, MD 20732 Property Records

Calvert County property record for 6314 3rd St, Chesapeake Beach, MD 20732

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,468 sqft · built 1935
Lot Size0.132 acres (5,750 sqft)
Owner2 Individual Names on Record
Tax Bill$3,055 (2025)
Deeds & MortgagesDec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN03-039056

Property Details

APN / Parcel Number

Primary APN03-039056
Alternative APNs
  • 3039056
  • 039056

Interior

Full Baths2 Baths
Stories2 Stories
Building Area1,468 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1935
Effective Year BuiltEffective 1935
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area5,750 sqft (0.132 acres)
PorchSlab
Porch Area150 sqft
Deck Area180 sqft

Utilities, Heating & Cooling

Heating FuelElectric
SewerConnected

Location & Zoning

Account Number039056
Street Address6314 3RD ST
CityCHESAPEAKE BEACH
StateMD
Zip20732-4144
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionLTS 46, 47 & N1/2 OF & P/O 3RD ST BLK 23 SUMMER CITY
Legal SubdivisionSUMMER CITY
Legal Block23
Legal Lot Number46,47
JurisdictionCALVERT MD
Township / Civil Division3, SUNDERLAND
Census Block Group2
Census Block2004
Census Tract860402

Owner

Source: Calvert County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address6314 3RD ST, CHESAPEAKE BEACH, MD 20732-4144
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALVERT MD
Property Address6314 3RD ST, CHESAPEAKE BEACH, MD 20732-4144
Transaction TypeMortgage
Record UpdatedApr 14, 2021
Title CompanyEASTERN TITLE AND SETTLEMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address6314 3RD ST, CHESAPEAK BCH, MD 20732-4144

Mortgage

Document Number0057970309
DateDec 17, 2020
Book Page5797/309
Lender
NameTHE FEDERAL SAVINGS BANK
TypeBank
AddressCHICAGO, IL 60607
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2051

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCalvert County
Unified School DistrictCalvert County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$267,367 (+13.39%)$276,900 (+5.45%) Land $75,000 Building $201,900
2025$3,055.00 (+24.74%)
2023$2,449.00$235,800$262,600 Land $75,000 Building $187,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2013)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 3rd St

Nearby Streets

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