6312 Winding Way, Carmichael, CA 95608 Property Records

Sacramento County property record for 6312 Winding Way, Carmichael, CA 95608

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,716 sqft · built 1973
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on Record
Last Sale	$390,000 (Mar 2019)
Tax Bill	$5,183 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`245-0291-054-0000`

Property Details

APN / Parcel Number

Primary APN	`245-0291-054-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,716 sqft Living Area
1st Floor Area	1,716 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	L-Shape
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.22 acres)
Garage Area	438 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	6312 WINDING WAY
City	CARMICHAEL
State	CA
Zip	95608-1136
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	LOT 9 AND W 2 FT LOT 10 BARRETT HILLS UNIT NO 8
Legal Subdivision	BARRETT HILLS 08
Legal Lot Number	9,10
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1000
Census Tract	7906

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6312 WINDING WAY, CARMICHAEL, CA 95608-1136
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage ONE AMERICAN BANK
Mar 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage ONE AMERICAN BANK
Dec 6, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MTG
Mar 5, 2019	Grant Deed, Transfer · Conventional Mortgage NEWREZ LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 5, 2019 · Amount on Record
Deed Sale	Mar 5, 2019 · Amount on Record
Prior Sale	Jun 29, 2012 · Amount on Record
Deed Book / Page	20190305 / 860
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	6312 WINDING WAY, CARMICHAEL, CA 95608-1136
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6312 WINDING WAY, CARMICHAEL, CA 95608-1136

Mortgage

Document Number	0000002166
Date	Mar 17, 2021
Instrument	202103172166

Lender

Name	ONE AMERICAN BANK
Type	Bank
Address	SAN FRANCISCO, CA 94108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2036

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	6312 WINDING WAY, CARMICHAEL, CA 95608-1136
Transaction Type	Mortgage
Record Updated	Mar 26, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6312 WINDING WAY, CARMICHAEL, CA 95608-1136

Mortgage

Document Number	3170000002166
Date	Mar 17, 2021
Book Page	20210317/2166

Lender

Name	ONE AMERICAN BANK
Type	Bank
Address	SAN FRANCISCO, CA 94108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2036

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	6312 WINDING WAY, CARMICHAEL, CA 95608-1136
Document Number	1912110834
Instrument Date	Dec 6, 2019
Transaction Type	Mortgage
Record Updated	Dec 27, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6312 WINDING WAY CARMICHAEL CA 956081136, CARMICHAEL, CA 95608-1136

Mortgage

Document Number	1912110834
Date	Dec 11, 2019
Instrument	1912110834

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 10, 2049

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Mar 5, 2019
Property Address	6312 WINDING WAY, CARMICHAEL, CA 95608-1136
Document Number	1903050860
Instrument Date	Mar 1, 2019
Instrument	1903050860
Transaction Type	Transfer
Record Updated	Mar 18, 2019
Title Company	STEWART TITLE, STEWART TITLE/PLACER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$429.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6312 WINDING WAY CARMICHAEL CA 956081136, CARMICHAEL, CA 95608-1136

Mortgage

Document Number	1903050861
Date	Mar 5, 2019
Instrument	1903050861

Lender

Name	NEWREZ LLC
Address	PLYMOUTH MEETING, PA 19462

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 4, 2049

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$443,749 (+2%) Land $102,402 Building $341,347
2025	$5,183.00 (+2.19%) Homeowner's exemption	$435,049 (+4.04%) Land $100,395 Building $334,654
2024	$5,072.00 (+1.64%)
2023	$4,990.00 (+2.09%) Homeowner's exemption	$418,158 Land $96,498 Building $321,660
2022	$4,888.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 396 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Succeed.Net.

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