1. Home
  2. Michigan
  3. Wayne County
  4. Dearborn
  5. Ternes St

6312 Ternes St, Dearborn, MI 48126 Property Records

Wayne County property record for 6312 Ternes St, Dearborn, MI 48126 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,224 sqft · built 1926
Lot Size0.1 acres (4,356 sqft)
OwnerIndividual Name on File
Last Sale$225,000 (Dec 2024)
Tax Bill$3,582 (2025)
Deeds & MortgagesFeb 2026 Mortgage
Nov 2021 Second Mortgage
Flood ZoneZone X (minimal risk)
APN82-10-073-08-006

Property Details

APN / Parcel Number

Primary APN82-10-073-08-006

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,224 sqft Living Area
1st Floor Area816 sqft
Basement Area816 sqft
Unfinished Basement816 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1926
Effective Year BuiltEffective 1926
Exterior MaterialAluminum/Vinyl
Lot Area4,356 sqft (0.1 acres)
Lot Dimensions123 ft deep x 35 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address6312 TERNES ST
CityDEARBORN
StateMI
Zip48126-2075
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 738 ALBERT P TERNES SUB
Legal SubdivisionALBERT P TERNES
Legal Lot Number738
JurisdictionWAYNE MI
Township / Civil DivisionDEARBORN
Census Block Group2
Census Block2006
Census Tract573900

Owner

Source: Wayne County records · APN 82-10-073-08-006

Assessment roll updated August 5, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address6252 TERNES ST, DEARBORN, MI 48126-2014
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 10, 2026Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Nov 12, 2021Deed of Trust, Mortgage · Stand-Alone Second Mortgage
COMMUNITY ALLIANCE CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 06, 2024 · Amount on Record
Deed SaleDec 06, 2024 · Amount on Record
Deed Document Number2024306592
Deed Book / Page59232 / 651
Record UpdatedSep 20, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAYNE MI
Property Address6312 TERNES ST, DEARBORN, MI 48126-2075
Transaction TypeMortgage
Record UpdatedMay 05, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address6312 TERNES ST, DEARBORN, MI 48126-2075

Mortgage

Document Number0600590131
DateFeb 10, 2026
Book Page60059/131
Instrument2026045547
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMar 01, 2041

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAYNE MI
Property Address6312 TERNES ST, DEARBORN, MI 48126-2075
Transaction TypeMortgage
Record UpdatedMay 01, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address6312 TERNES ST, DEARBORN, MI 48126-2075

Mortgage

Document Number0571981109
DateNov 12, 2021
Book Page57198/1109
Instrument2021405219
Lender
NameCOMMUNITY ALLIANCE CU
TypeCredit Union
AddressLIVONIA, MI 48150
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term181 Months
DueNov 30, 2036

Tax Assessment & Valuation

Source: Wayne County records · Assessment roll updated August 5, 2025 · Last verified May 2026

Property Jurisdictions

TypeName
StateMichigan
CountyWayne County
MunicipalityDearborn City
Unified School DistrictDearborn City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,582.00 (+11.73%) Homeowner's exemption$82,500 (+19.74%)$165,000 (+19.74%)
2023$3,206.00 (+57.93%) Homeowner's exemption$68,900$137,800
2019$2,030.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Wayne County (26163C), updated May 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261635739002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Claims1 (2009)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2009, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 909 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
WOW Internet, Cable & PhoneCable1,200 / 50
VerizonFixed Wireless1,000 / 75
AT&TFixed Wireless100 / 20
AT&TDSL100 / 20

May also be available at this address: T-Mobile USA, AT&T, Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Ternes St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures