6312 Hilltop Dr, Carmichael, CA 95608 Property Records

Sacramento County property record for 6312 Hilltop Dr, Carmichael, CA 95608

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,440 sqft · built 1965
Lot Size0.22 acres (9,583 sqft)
Owner2 Individual Names on File
Last Sale$360,000 (Sep 2020)
Tax Bill$4,639 (2025)
Deeds & MortgagesJan 2023 Line of Credit
Jun 2021 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN229-0263-015-0000

Property Details

APN / Parcel Number

Primary APN229-0263-015-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,440 sqft Living Area
1st Floor Area1,440 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Architectural StyleL-Shape
Construction TypeWood
Roof MaterialOther
Lot Area9,583 sqft (0.22 acres)
Garage Area480 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address6312 HILLTOP DR
CityCARMICHAEL
StateCA
Zip95608-0108
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRD-5
Legal DescriptionPARK WOODS 04, LOT 211
Legal SubdivisionPARK WOODS 04
Legal Lot Number211
JurisdictionSACRAMENTO CA
Township / Civil DivisionSACRAMENTO
Census Block Group3
Census Block3000
Census Tract8134

Owner

Source: Sacramento County assessment roll, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address6312 HILLTOP DR, CARMICHAEL, CA 95608-0108
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jan 11, 2023Deed of Trust, Mortgage · Line of Credit
UNITED WHOLESALE MORTGAGE
Jun 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jun 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Sep 28, 2020Affidavit of Death, Transfer
FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Sep 28, 2020Grant Deed, Transfer · Conventional with PMI
UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 28, 2020 · Amount on Record
Deed SaleSep 28, 2020 · Amount on Record
Deed Book / Page20200928 / 1728
Prior Transfer DateApr 9, 2007
Prior Transfer Doc0000000839
Record UpdatedSep 20, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address6312 HILLTOP DR, CARMICHAEL, CA 95608-0108
Transaction TypeMortgage
Record UpdatedMay 15, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address6312 HILLTOP DR, CARMICHAEL, CA 95608-0108

Mortgage

Document Number0000000488
DateJan 11, 2023
Instrument2023011100488
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeLine of Credit
AmountAmount Recorded
Term241 Months
DueFeb 1, 2043
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address6312 HILLTOP DR, CARMICHAEL, CA 95608-0108
Transaction TypeMortgage
Record UpdatedMay 15, 2026
Title CompanySTEWART TITLE, STEWART TITLE OF SACRAMENTO

Transferred To (Grantee/Buyer)

NameVerified Name
Address6312 HILLTOP DR, CARMICHAEL, CA 95608-0108

Mortgage

Document Number0000001790
DateJun 15, 2021
Instrument202106151790
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address6312 HILLTOP DR, CARMICHAEL, CA 95608-0108
Transaction TypeMortgage
Record UpdatedJun 28, 2021
Title CompanySTEWART TITLE, STEWART TITLE OF SACRAMENTO

Transferred To (Grantee/Buyer)

NameVerified Name
Address6312 HILLTOP DR, CARMICHAEL, CA 95608-0108

Mortgage

Document Number6150000001790
DateJun 15, 2021
Book Page20210615/1790
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

September 2020: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionSACRAMENTO CA
Recording DateSep 28, 2020
Property Address6312 HILLTOP DR, CARMICHAEL, CA 95608-0108
Document Number2009281727
Instrument DateSep 23, 2020
Instrument2009281727
Transaction TypeTransfer
Record UpdatedOct 15, 2020
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address5244 FERNWOOD WAY SACRAMENTO CA 958412108, SACRAMENTO, CA 95841-2108

September 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSACRAMENTO CA
Recording DateSep 28, 2020
Property Address6312 HILLTOP DR, CARMICHAEL, CA 95608-0108
Document Number2009281728
Instrument DateSep 23, 2020
Instrument2009281728
Transaction TypeTransfer
Record UpdatedOct 15, 2020
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE CO/CA

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$396.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address6312 HILLTOP DR CARMICHAEL CA 956080108, CARMICHAEL, CA 95608-0108

Mortgage

Document Number2009281729
DateSep 28, 2020
Instrument2009281729
Lender
NameUNITED WHOLESALE MTG
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueSep 27, 2050

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
Unified School DistrictSan Juan Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$397,467 (+2%) Land $99,366 Building $298,101
2025$4,639.00 (+0.96%)$389,674 (+4.04%) Land $97,418 Building $292,256
2024$4,595.00 (+2.61%)
2023$4,478.00 (+0.52%)$374,544 Land $93,636 Building $280,908
2022$4,455.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.8% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSACRAMENTO SUBURBAN WATER DISTRICT
serves 194,444 people · EPA ID CA3410001
Water SourcePurchased surface water from several systems
Last State InspectionApr 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 661 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Cal.net
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · Fiber, DSL in parts of the area
100 / 20

May also be available: Consolidated Communications, Kwikbit Internet, Radiate Holdings, T-Mobile USA, Verizon.

Nearby Properties on Hilltop Dr

Nearby Streets

Search Property Records by Address or Parcel Number