6311 Waverly Rd, Cedar Falls, IA 50613 Property Records

Black Hawk County property record for 6311 Waverly Rd, Cedar Falls, IA 50613

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,480 sqft · built 1946
Lot Size	2.84 acres (123,710 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,136 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Jul 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`9014-23-426-025`

Property Details

APN / Parcel Number

Primary APN	`9014-23-426-025`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,480 sqft Living Area
1st Floor Area	440 sqft
Basement Area	1,000 sqft
Flooring	Vinyl/Resilient
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gambrel
Roof Material	Wood
Lot Area	123,710 sqft (2.84 acres)
Garage Type	Detached
Garage Area	832 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	180 sqft
Deck Area	152 sqft
Shed	1 Shed
Shed Area	168 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	6311 WAVERLY RD
City	CEDAR FALLS
State	IA
Zip	50613-8732
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIGHWAY ADDITION WASHINGTON TWP PART OF LOT 3 EXC THAT PART DESC AS BEG AT SW CORNER OF SAID LOT TH N 332.4 FT TH DUE E 600
Legal Range	14W
Legal Township	90N
Legal Section	23
Legal Subdivision	HIGHWAY ADDITION WASHINGTON
Legal Lot Number	3
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2042
Census Tract	2604

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6311 WAVERLY RD, CEDAR FALLS, IA 50613-8732
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2026	Deed of Trust, Mortgage · Line of Credit VERIDIAN CREDIT UNION
Jul 11, 2022	Deed of Trust, Mortgage · Line of Credit VERIDIAN CU
Jul 24, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance FARMERS STATE BANK
Jun 22, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FARMERS STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Recording Date	Sep 1, 2026
Property Address	6311 WAVERLY RD, CEDAR FALLS, IA 50613-8732
Document Number	0000013196
Instrument Date	Aug 27, 2026
Instrument	202613196
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6311 WAVERLY RD, CEDAR FALLS, IA 50613-8732

Mortgage

Document Number	0000013196,
Date	Sep 1, 2026
Instrument	202613196

Lender

Name	VERIDIAN CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	6311 WAVERLY RD, CEDAR FALLS, IA 50613-8732
Transaction Type	Mortgage
Record Updated	Jul 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6311 WAVERLY RD, CEDAR FALLS, IA 50613-8732

Mortgage

Document Number	202300000465
Date	Jul 11, 2022
Instrument	202300000465

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jul 10, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	6311 WAVERLY RD, CEDAR FALLS, IA 50613-8732
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000001454
Date	Jul 24, 2019
Instrument	202000001454

Lender

Name	FARMERS STATE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	6311 WAVERLY RD, CEDAR FALLS, IA 50613-8732
Transaction Type	Mortgage
Record Updated	Jul 2, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000022582
Date	Jun 22, 2020
Instrument	202000022582

Lender

Name	FARMERS STATE BANK
Type	Bank
Address	WATERLOO, IA 50701

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jun 22, 2025

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Unified School District	Janesville Consolidated School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,136.00 (+4.95%) Homeowner's exemption	$297,200 (+9.6%) Land $108,000 Building $189,200	$297,200 (+9.6%) Land $108,000 Building $189,200
2024	$2,988.00 (-4.6%)
2023		$271,180 (+16.26%) Land $96,000 Building $175,180	$271,180 (+16.26%) Land $96,000 Building $175,180
2022	$3,132.00	$233,250 Land $84,000 Building $149,250
2021			$233,250 Land $84,000 Building $149,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 55 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	55 in force
Nearby Flood Claims	22 (2008–2019)
Most Recent Claim	Mar 2019 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2019 · 20 claims Severe Storms, Tornadoes, And Flooding, Jun 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 71% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cedar Falls Utilities Fiber	10,000 / 10,000
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Waverly Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures