6311 Pumpernickel Ln, Monroe, NC 28110 Property Records

Union County property record for 6311 Pumpernickel Ln, Monroe, NC 28110

Property Summary

Property Type	Rural Home
Details	1 bd · 3 ba · 2,434 sqft · built 2002
Lot Size	0.374 acres (16,291 sqft)
Owner	2 Individual Names on File
Last Sale	$345,000 (Jan 2018)
Tax Bill	$3,310 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Oct 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`06-024-209`

Property Details

APN / Parcel Number

Primary APN	`06-024-209`

Interior

Bedrooms	1 Bed
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,434 sqft Living Area
Gross Area	2,986 sqft
1st Floor Area	1,593 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	16,291 sqft (0.374 acres)
Garage Type	Detached
Garage Area	1,176 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	94 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	6311 PUMPERNICKEL LN
City	MONROE
State	NC
Zip	28110-9699
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-40 WESLE
Legal Description	#73 PRICE MILL PH2 OPCF989
Legal Subdivision	PRICE MILL
Legal Lot Number	73
Jurisdiction	UNION NC
Township / Civil Division	SANDY RIDGE
Census Block Group	1
Census Block	1002
Census Tract	21020

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	6311 PUMPERNICKEL LN, MONROE, NC 28110-9699
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2022	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Oct 22, 2021	Deed of Trust, Mortgage FIFTH THIRD BANK NA
Apr 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA
May 21, 2018	Deed of Trust, Mortgage FIFTH THIRD BANK
Jan 4, 2018	Warranty Deed, Transfer · Conventional with PMI FIFTH THIRD MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 4, 2018 · Amount on File
Deed Sale	Jan 4, 2018 · Amount on File
Prior Sale	Feb 28, 2012 · Amount on File
Deed Document Number	2018218
Deed Book / Page	7082 / 94
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	6311 PUMPERNICKEL LN, MONROE, NC 28110-9699
Transaction Type	Mortgage
Record Updated	Oct 5, 2022
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6311 PUMPERNICKEL LN, MONROE, NC 28110-9699

Mortgage

Document Number	0008571287
Date	Sep 15, 2022
Book Page	8571/287
Instrument	32359

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Aug 25, 2052

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	6311 PUMPERNICKEL LN, MONROE, NC 28110-9699
Transaction Type	Mortgage
Record Updated	Nov 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6311 PUMPERNICKEL LN, MONROE, NC 28110-9699

Mortgage

Document Number	8288540
Date	Oct 22, 2021
Book Page	8288/540
Instrument	50541

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Amount	Amount on Record
Term	358 Months
Due	Aug 25, 2051

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	6311 PUMPERNICKEL LN, MONROE, NC 28110-9699
Transaction Type	Mortgage
Record Updated	May 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	8085290
Date	Apr 30, 2021
Book Page	8085/290
Instrument	20612

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	6311 PUMPERNICKEL LN, MONROE, NC 28110-9699
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7159486
Date	May 21, 2018
Book Page	7159/486
Instrument	0013540

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 25, 2048

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jan 4, 2018
Property Address	6311 PUMPERNICKEL LN, MONROE, NC 28110-9699
Document Number	708294
Book / Page	007082 / 000094
Instrument Date	Dec 20, 2017
Instrument	218
Transaction Type	Transfer
Record Updated	Jan 23, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$690.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6311 PUMPERNICKEL LN MONROE NC 281109699, MONROE, NC 28110-9699

Mortgage

Document Number	708296
Date	Jan 4, 2018
Book Page	007082/000096
Instrument	219

Lender

Name	FIFTH THIRD MTG
Type	Mortgage Company
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 3, 2048

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Wesley Chapel Village
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$679,700 (-) Land $121,700 Building $558,000	$679,700 (-) Land $121,700 Building $558,000
2025	$3,310.00 (+23.78%)	$679,700 (+62.26%) Land $121,700 Building $558,000	$679,700 (+62.26%) Land $121,700 Building $558,000
2023	$2,674.00	$418,900 Land $72,100 Building $346,800	$418,900 Land $72,100 Building $346,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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