6311 Cameron Cove Ln, Katy, TX 77450 Property Records

Fort Bend County property record for 6311 Cameron Cove Ln, Katy, TX 77450

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,495 sqft · built 2004
Lot Size	0.097 acres (4,206 sqft)
Owner	2 Individual Names on File
Last Sale	$177,000 (Feb 2005)
Tax Bill	$5,906 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`R265465`

Property Details

APN / Parcel Number

Primary APN	`R265465`
Alternative APN	`3531-02-001-0380-914`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,495 sqft Living Area
Gross Area	2,898 sqft
1st Floor Area	1,087 sqft
2nd Floor Area	1,408 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	4,206 sqft (0.097 acres)
View / Lot	Interior
Garage Type	Attached
Garage Area	403 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	49 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	6311 CAMERON COVE LN
City	KATY
State	TX
Zip	77450-5509
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	J
Legal Description	GRAND LAKES PHASE THREE SEC 2, BLOCK 1, LOT 38
Legal Subdivision	GRAND LAKES PHASE THREE SEC 2
Legal Block	1
Legal Lot Number	38
Jurisdiction	FORT BEND TX
Township / Civil Division	FULSHEAR-SIMONTON
Census Block Group	3
Census Block	3007
Census Tract	673009

Owner

6311 Cameron Cove Ln is owned and occupied by two individuals who bought it in February 2005.

Source: Fort Bend County records, as of June 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6311 CAMERON COVE LN, KATY, TX 77450-5509
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 1, 2005 · Amount on File
Deed Sale	Feb 1, 2005 · Amount on File
Prior Sale	Feb 28, 2003
Deed Document Number	200512960
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORT BEND TX
Property Address	6311 CAMERON COVE LN, KATY, TX 77450-5509
Transaction Type	Mortgage
Record Updated	Jul 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6311 CAMERON COVE LN, KATY, TX 77450-5509

Mortgage

Document Number	0000077412
Date	Jun 8, 2022
Instrument	2022077412

Lender

Name	LENDAGE LLC
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	121 Months
Due	Jul 1, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 6311 Cameron Cove Ln was $5,906 with a homeowner's exemption.

Source: Fort Bend County assessment roll, as of September 2, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Fort Bend County
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,906.00 Homeowner's exemption	$370,164 Land $51,597 Building $358,409	$410,006 Land $51,597 Building $358,409
2023	$3,588.00	$305,921 Land $39,690 Building $323,144	$362,834 Land $39,690 Building $323,144
2018	$4,420.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6311 Cameron Cove Ln in Zone X, an area of minimal flood risk, though there have been 39 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective August 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 190 policies
Nearby Flood Policies	190 in force
Nearby Flood Claims	39 (2008–2018)
Claims Outside the SFHA	39 of 39
Most Recent Claim	Dec 2018 · other causes
Claims by Event	Hurricane Harvey, Aug 2017 · 37 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6311 Cameron Cove Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.1% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAND LAKES MUD 1 serves 3,219 people · EPA ID TX0790410
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 552 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20