Calvert County property record for 6310 Scaggs Rd, Owings, MD 20736
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,213 sqft · built 1997 |
| Lot Size | 0.888 acres (38,699 sqft) |
| Owner | Individual Name on File |
| Last Sale | $560,000 (Jun 2020) |
| Tax Bill | $6,924 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit Feb 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-106698 |
| Primary APN | 02-106698 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,213 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 38,699 sqft (0.888 acres) |
| Garage Type | Attached |
| Garage Area | 722 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 154 sqft |
| Deck Area | 484 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 106698 |
|---|---|
| Street Address | 6310 SCAGGS RD |
| City | OWINGS |
| State | MD |
| Zip | 20736-4207 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RUR |
| Legal Description | LT 14R BLK A LOWER MARLBORO LANDING |
| Legal Subdivision | LOWER MARLBORO LANDING |
| Legal Block | A |
| Legal Lot Number | 14R |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 2, PRINCE FREDERICK |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 860200 |
6310 Scaggs Rd is owned and occupied by an individual who bought it in June 2020.
Source: Calvert County records, as of December 2, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6310 SCAGGS RD, OWINGS, MD 20736-4207 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 8, 2026 | Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION |
| Feb 2, 2022 | Deed of Trust, Mortgage · FHA Mortgage ADVANTAGEFIRST LENDING INC |
| Apr 2, 2020 | Deed of Trust, Mortgage · FHA Mortgage CALIBER HM LOANS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 5, 2020 · Amount on File |
| Deed Sale | Jun 5, 2020 · Amount on File |
| Prior Sale | May 11, 1998 · Amount on File |
| Deed Book / Page | 5607 / 96 |
| Prior Transfer Date | Apr 12, 2016 |
| Prior Transfer Doc | 0047450001 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | Sep 8, 2026 |
| Property Address | 6310 SCAGGS RD, OWINGS, MD 20736-4207 |
| Document Number | 6964000271 |
| Book / Page | 6964 / 271 |
| Instrument Date | Aug 29, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Sep 18, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 6310 SCAGGS RD, OWINGS, MD 20736-4207 |
| Document Number | 6964000271, |
|---|---|
| Date | Sep 8, 2026 |
| Book Page | 6964/271 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 481 Months |
| Due | Oct 1, 2066 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 6310 SCAGGS RD, OWINGS, MD 20736-4207 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Name | Verified Name |
|---|---|
| Address | 6310 SCAGGS RD, OWINGS, MD 20736-4207 |
| Document Number | 0062100286 |
|---|---|
| Date | Feb 2, 2022 |
| Book Page | 6210/286 |
| Name | ADVANTAGEFIRST LENDING INC |
|---|---|
| Type | Lending Institution |
| Address | RANCHO SANTA MARGARITA, CA 92688 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 6310 SCAGGS RD, OWINGS, MD 20736-4207 |
| Document Number | 0056070101 |
| Instrument Date | Apr 2, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 18, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 6310 SCAGGS RD OWINGS MD 207364207, OWINGS, MD 20736-4207 |
| Document Number | 0056070101 |
|---|---|
| Date | Jun 5, 2020 |
| Book Page | 005607/000101 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 4, 2050 |
The 2025 property tax bill for 6310 Scaggs Rd was $6,924 with a homeowner's exemption.
Source: Calvert County assessment roll, as of July 29, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,924.00 Homeowner's exemption | $621,133 | $723,800 Land $154,500 Building $569,300 |
| 2023 | $5,532.00 Homeowner's exemption | $532,467 | $569,800 Land $154,500 Building $415,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6310 Scaggs Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2009.
Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (2009–2018) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jul 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6310 Scaggs Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures